The #1 Business Banking Solution

Business Services

Whether your business is large or small, new or expanding, we have the business financing and services to help move your business forward.
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Get more with an experienced financial team by your side

With our full suite of business banking services and professional guidance, you can better position your business for success. We have the rankings to prove it:

  • #1 credit union in the U.S. for business deposits¹
  • #1 SBA lending credit union in the U.S.²
  • #1 overall small business lender in Utah since 2021³

Talk to a member of our business team today.

Email us at business@macu.comCall us at 1-888-845-1850
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Banking

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Checking

Compare our business accounts and choose the best one for your company.

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Money market

Enjoy higher dividends and more flexibility than a primary business savings account.

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Savings

Build your resources by transferring excess funds to an interest-bearing account.

Lending

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Commercial real estate loans

Get low rates and favorable terms on commercial buildings and properties.

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SBA loans

Apply for a small business loan for flexible and convenient access to cash.

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Lines of credit

Secure a revolving line of credit for your business necessities.

Services

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Merchant services

Offer quick payment processing and simplify your cash management.

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Cash management

Ensure smooth financial operations with effortless money transfers.

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Take care of business expenses while earning points on every dollar spent.

More resources

Business advisors

Schedule a free consultation to get personalized guidance from a business advisor.

Business services

Improve productivity and streamline your finances with cash management, merchant and payroll services.

Business accounts

Manage your business finances like a pro with business checking and savings accounts from Mountain America.

Business loans

Get flexible, low-rate financing from the #1 SBA lending credit union in the nation.

Business member spotlight

JZ Styles

From side-gig to global presence

The sky is the limit for the Utah-based JZ Styles company. What started as co-owner Jessi’s small side business has expanded to become a global presence. The idea took off faster than anyone expected, and now Jessi’s entire family plays a part in operating this amazing adventure. Once the whole family was on board, Jessi knew they would continue to be wildly successful.

JZ Styles has now been teaching hair extension curriculum for five years across many counties, certifying over 3,200 stylists. They are also working on a new haircare line, with their branded shampoo and conditioner launching soon!

From the 1,100 square-foot house where they started to the beautiful 11,000 square-foot salon and office they operate in today, JZ Styles has utilized Mountain America’s business tools to support them through all their stages of growth. They love having a business advisor to guide them, promptly answer all their questions and provide helpful product and service suggestions for continued growth.

Member stories

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SCS Multifamily

From installing countertops and cabinets to building multifamily communities, two friends turned their construction expertise into a multifunction business.

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The Good and the Beautiful

Discover how Daniel and Jenny Phillips enhance homeschooling and support educational opportunities for African schoolchildren.
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Airstream of Utah

When Dennis Decker learned there wasn't an Airstream dealership in his area, he developed a plan to fill the gap.
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Arizona Driveshaft

Kyle Fletcher bought the company where he had worked for over 10 years. This is why he loves what he does.
  1. NCUA Call Report, Q4, 2024
  2. Callahan & Associates
  3. Small Business Administration