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Limited-time balance transfer offer

3% Cash Bonus!

Get a 3% same-day cash bonus when you transfer a balance to a Mountain America credit card by February 28, 2025.

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Get a low-rate credit card and a cash bonus!

Transfer your high-rate debt to a new Mountain America credit card by February 28, 2025, to get a 3% cash bonus.¹ You’ll receive your bonus the same day the transfer is processed!

Calculate your cash bonus

Enter your current card balances
$

By transferring your balance to Mountain America, you could get a $150 cash bonus!

Apply online

How to get your bonus

If you don’t have a Mountain America credit card yet, you’ll need to take these two steps to qualify for this limited-time promotion.

1. Apply for a credit card

It’s quick and easy to apply for a Mountain America credit card through our mobile app, online or at a branch.

Our cards feature:
  • Low rates with no annual or balance transfer fees²
  • Three cards to fit your style—Low Rate, Rewards and Cash Back
  • Same-day card issuance or replacement at any branch
  • Card manager—block and unblock your card, change PINs, add your card to a mobile wallet and set travel notifications
  • Free access to your credit score

2. Transfer a balance

After you open your credit card, there are several ways to transfer a balance. The easiest option is through online banking or the mobile app. Here’s how it works:

Online banking
  • Log in to the website.
  • Select Transfer & Pay from the main menu.
  • Choose the Balance Transfer option.
  • Follow the steps.

Mobile app
Watch the demo video below for step-by-step instructions.

You may also call us toll-free at 1-800-748-4302 or visit a nearby branch.

  1. Loans on approved credit. Maximum bonus for the calendar year is 3% of the credit limit on your Mountain America credit card up to $500. Not available on balances transferred from an existing Mountain America loan. Balance transfers will accrue interest from the date the transaction is processed. Cash bonus is considered interest and will be reported on IRS form 1099-INT. Business accounts not eligible. Limited-time offer. Any offer provided by Mountain America can be withdrawn at any time and is subject to change. Offer runs 1/15/2025—2/28/2025.
  2. 1% foreign transaction fee. Maximum variable APR of 18.00%.