Rates
Most Popular
Home equity
Line of credit
3.74 % Intro APR for 6 months* Then, as low as
7.25 % Variable APR‡
New & used car loans
60-month
as low as4.99%APR‡
Fixed-rate mortgage
15-year
as low as5.625%
(5.838%APR‡)
Fixed-rate mortgage
30-year
as low as6.250%
(6.381%APR‡)
Certificates
Certificate
12-month
3.90%APY‡
Certificate
18-month
3.95%APY‡
Certificate
24-month
4.20%APY‡
Certificate
60-month
4.05%APY‡
Mortgage
Fixed rate
15-year
as low as5.625%
(5.838%APR‡)
Fixed rate
30-year
as low as6.250%
(6.381%APR‡)
100% First-time
Homebuyer
as low as7.250%
(7.431%APR‡)
Construction
One- or two-step close
as low as6.750%
(7.385%APR‡)
Auto + RV
New & used car loans
60-month
as low as4.99%APR‡
New car loans
72-month
as low as5.24%APR‡
New RV loans
180-month
as low as7.24%APR‡
Small RV & ATV loans
72-month
as low as7.49%APR‡
Credit Cards
Low Rate
as low as11.49%APR‡
Rewards
as low as12.49%APR‡
Cash Back
as low as15.99%APR‡
*For new home equity loans, as well as credit line increases of $20,000 or more. Loans on approved credit. Introductory annual percentage rate is available for the first six months after the closing date. Afterward, the APR will convert to a variable rate based on the prime rate plus a margin and may vary monthly. Current variable APRs range from 7.25% to 18.00% depending on creditworthiness. Terms, conditions and exclusions apply. This limited-time offer starts 7/1/26 and can change or be withdrawn at any time.
‡Annual Percentage Yield (APY). Annual Percentage Rate (APR).
Placing members first
Mountain America Credit Union opened its doors in the 1930s with a simple goal—to help our fellow members financially. Today, that spirit of cooperation still drives us. As a not-for-profit financial institution, our focus is to guide members toward financial success. We do this through a combination of affordable products, friendly service, community involvement and financial education. At Mountain America, you have access to a full suite of financial services, including savings accounts, auto loans, checking accounts, credit cards, SBA loans, business checking, retirement planning and more. Plus, your accounts are always close at hand with our mobile app, online banking and more than 100 branches, spanning Utah, Idaho, Montana, Nevada and Arizona.
As your financial partner, we’re dedicated to preparing you for the road ahead. Let’s make the journey together.
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Vehicle Loans
Get great rates on loans for cars, trucks, SUVs, motorcycles, ATVs, RVs, boats, trailers and more.
Credit Cards
With Low Rate, Rewards and Cash Back credit card options, it's easy to find the one that's right for you.
MyStyle® Checking
Enjoy access to a variety of extra benefits like telehealth, mobile phone protection, loan rate discounts and shopping and entertainment deals.
Home Loans
Whether you’re purchasing, refinancing or using your home’s equity, we'll guide you through every step.
Personal Loans
Take care of your needs and cover unexpected expenses with a personal loan.
Business Loans
Equip your business for success. Choose from a variety of loan options with competitive rates and fast processing.
