Earn rewards, experience extra perks
MyStyle Checking Is Great for Students
More than your typical student account
Many student checking accounts have no frills—they’re for simple transactions only. MyStyle® Checking is so much more.
With this premium account, students enjoy the same benefits as everyone else—like loan rate discounts, entertainment savings and mobile phone protection—but automatically qualify for a maintenance fee waiver if they are 24 years old or younger. See below for additional ways to qualify for a waiver.
MyStyle benefits
Manage your everyday banking needs with Mountain America Credit Union’s MyStyle Checking—a checking account that offers a huge variety of benefits and rewards with an estimated monthly savings value of over $150.¹ MyStyle benefits are accessible exclusively through online and mobile banking.
Loan rate discounts
My Rewards
Telehealth
Mobile phone protection
Identity protection
Dark web monitoring
Identity monitoring
Savings and entertainment
Additional perks
Zelle®
Send and receive money with Zelle® in our mobile app3
Card manager
Freeze your card, order a replacement, set travel notifications and more
FICO® Score
Free access to your FICO® Score4
$0 minimum
No minimum balance to open the account
Use it today
Instant-issue Visa® debit cards with contactless payment technology
Waive the fee
Members who are age 24 and younger have the monthly maintenance fee waived automatically.
Additionally, members who are age 60 and older, perform 20+ card transactions (debit and/or credit), or maintain an average daily balance of $10,000 in MyStyle Checking will also have the fee waived automatically.
Open your accountStudent checking frequently asked questions
What do I need to open a student checking account?
To open a student checking account, you will need a valid ID, Social Security number, student verification, address verification and a parent or guardian (if younger than 18 years old). While some institutions also require an opening deposit amount, Mountain America doesn’t require a minimum balance to open a student checking account.
Can I open a student checking account online?
Yes, you can open a student checking account online. You can also come into your local Mountain America branch or call the service center at 1-800-748-4302 to open a student checking account.
Are your student checking accounts free?
Yes. If you are a student between 16-24 years old, you don’t have to pay a monthly fee. This means you’ll have a free student checking account that has the same benefits as our other member checking accounts including extensive rewards and free mobile and online banking.
What happens to my student checking account once I’m no longer a student?
Once you are no longer in school, you can easily convert the account to MyFree® Checking or keep the MyStyle Checking account. If you decide to continue with MyStyle Checking, you'll want to become familiar with the monthly maintenance fee requirement and waiver options when you turn 25.
Additional resources
Debit Cards
3 Budget Strategies
2. The descriptions herein are summaries only and do not include all benefit terms, conditions and exclusions. After completing registration, please refer to the Guide to Benefit online for complete coverage details, exclusions and providers. MyStyle Checking account required at time of loss. Insurance products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
3. U.S. checking or savings account required to use Zelle®.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
4. FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Score available to primary members only.
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