Protect your freedom with RV insurance
RV Insurance
Get a free RV insurance quote
Make sure your RV is covered with a policy from Mountain America Insurance. We provide policies for:
- Motorhomes (class A, B and C)
- Motor coaches
- Camper vans
- Travel trailers
- Campers
- Pop ups
- Fifth wheels
- Toy haulers
RV insurance offers a range of protection levels. Consider the following options to determine which ones are right for you:
Full timer’s—If your RV is your primary residence (that is, you don’t own or reside in another dwelling), then you’ll want to get a full timer’s plan. It’s similar to homeowners insurance, but it's for your RV.
Vacation liability—This plan provides financial protection from accidents or injuries that happen around your RV when parked at a campsite or temporary residence.
Emergency expense—If your RV is damaged while you're traveling, this plan helps pay for hotel and other lodging/travel expenses.
Protect Your Finances Today
In addition to RV insurance, Mountain America Insurance provides boat, motorcycle, auto, homeowners and umbrella plans. We also offer competitive RV financing rates. Request your free, no-obligation insurance quote below or call us at 1-877-276-7882.
RV insurance FAQs
How much is RV insurance?
The cost of RV insurance varies and is dependent on a handful of factors, including:
- The model, type and age of the RV
- If you live in your RV full-time or use it for occasional trips only
- Which RV insurance policy you choose
- Your driving history, including past accidents and insurance claims
- Your age
- Your credit score
Does RV insurance cover water damage?
Different RV insurance policies cover different things. If you need a policy that covers water damage, our full timer’s RV insurance policy will provide the best option. Speak with a Mountain America loan officer to ensure you have the right policy for your needs.
Is RV insurance required?
Most states require minimum liability coverage if your RV is a motorhome that you don’t own outright. If your RV is towable, like a travel trailer, then the liability coverage from your auto insurance policy should extend to your camper.
It is important to protect the asset you are purchasing should an unfortunate event occur. At Mountain America, we require full coverage insurance on any type of RV you have financed with us.
Start Your Next Adventure
Get a low rate on your new or used RV or motorhome, and hit the road for less.
Move Things for Less
Whether you're into camping, horses, motorcycles or snowmobiles, we have low-rate financing for your next trailer.
Tap Into Your Home's Equity
Use the equity you have built in your home to fund your next adventure.
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