Extra coverage for the unexpected

Accidental Death & Dismemberment

Help protect your family's financial future with accidental death & dismemberment (AD&D) insurance.
mother and daughter embracing

Get no-cost AD&D coverage

Help protect your family's financial future with $3,000 TruStage™ accidental death and dismemberment (AD&D) insurance paid by Mountain America and underwritten by CMFG Life Insurance Company.¹

What is AD&D insurance?

AD&D is designed to be an affordable supplement to life insurance that pays a cash benefit if you die in a covered accident or have a covered injury caused by an accident.²

Benefits of coverage

Members 18 and older can take advantage of this supplemental plan. With TruStage AD&D insurance, you are:

  • Guaranteed acceptance—no medical exams or health questions.
  • Eligible for $3,000 AD&D insurance coverage (paid by Mountain America).
  • Pre-authorized for additional coverage up to $300,000 at group rates (paid by you).
  • Covered 24 hours a day.

Enroll now

File a claim

The simplest ways to submit a claim are online or over the phone at 1-800-779-5433, Monday through Friday, 7:00 a.m. to 5:00 p.m. CST. View additional claims methods.


File online
Woman holding her child

Life Insurance

Give your loved ones peace of mind knowing they will be cared for if the unexpected happens.

People camping at night

Umbrella Insurance

Extend the liability limits of your home, car, and other applicable insurance policies.
Person with umbrella in a rainy forest

Protect Your Way of Life

Finally, get answers to your umbrella insurance questions.
1. TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured, sold or guaranteed by Mountain America Credit Union. Product and features may vary and not be available in all states.
Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: 2018-ADD-POL.
2. All coverage reduces by 50% at age 70.

ADI-5631706 1-0423-0524