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Vehicle Loans
Get low-rate financing for a variety of new and used vehicles, including cars, trucks, SUVs, trailers, RVs, boats, ATVs and motorcycles.
Current Vehicle Loan Rates
Check the latest interest rates for auto loans.
| Product | Term | Annual Percentage Rate (based on credit worthiness) |
|---|---|---|
| New Auto Loan | 5 years | % Rate |
| New Auto Loan | 6 years | % Rate |
| Used Auto (1-3 years old) | 5 years | % Rate |
| Used Auto (4-5 years old) | 4 years | % Rate |
| Used Auto (6-7 years old) | 3 years | % Rate |
| Used Auto (8+ years old) | 3 years | % Rate |
| Small RV/ATV | 5 years | % Rate |
| Small RV/ATV | 6 years | % Rate |
| RV Loan (Used) | 12 years | % Rate |
| RV Loan (New) | 12 years | % Rate |
| Boat Loan | 15 years | % Rate |
| Trailer Loan | 12 years | % Rate |
| *Starting APR |
Calculate Your Vehicle Payment¹
Today's Rate
New & Used Auto Loans
As low as
%
APR
Steps on how to get a vehicle loan
If you are shopping for a new or used vehicle, here is a list to help you better understand the auto loan process.
- Check your credit score
- Calculate your payment
- Get preapproved at Mountain America Credit Union
- Set your budget
- Pick your vehicle
- Finalize loan paperwork
- Start loan payment
Now that you know how much you can afford, what your payments will be, and all the details for your next automobile purchase, it's time to get preapproved—and we can do it in a flash. Simply visit your nearest Mountain America branch, call 1-800-748-4302 or apply online by clicking the button below.
Vehicle loan types
Auto Loans
Lock in a low interest rate on your next car, truck, SUV or van loan. Purchase and refinancing options are available.
RV Loans
Get the affordable financing you need and travel in style with an RV loan from Mountain America.
Travel Trailer Loans
Low-rate financing for campers, trailers, toy haulers, fifth wheels and more.
Boat Loans
Experience the wind and water with low rates and flexible financing for your new or used boat.
Personal Watercraft Loans
Take advantage of Mountain America’s personal watercraft loans, featuring low rates and competitive terms.
Snowmobile Loans
Be ready for cold-weather adventures by financing your snowmobile at Mountain America.
Additional loan types
Motorcycle Loans
Get out on the highway quickly and affordably with our motorcycle loans.
Dirt Bike Loans
Hit the tracks and trails with dirt bike financing from Mountain America.
ATV Loans
Go exploring with the best rate and terms on your new ATV or four-wheeler.
UTV Loans
Team up with Mountain America for the best deals on side-by-side utility vehicle (UTV) loans.
Additional resources
Loan and Payment Protection
Rest easy knowing your finances, vehicle and family are protected.
1. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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