Make room for your growing business

Owner-Occupied Real Estate Loans

Our commercial real estate experts are here to walk you through every step of the process.
couple buying building

Get the real estate financing you need

Whether you’re outgrowing your current building, looking to buy a building for the first time or searching for space to expand, Mountain America has the commercial real estate financing to help you succeed.

What is an owner-occupied real estate loan?

As the name suggests, an owner-occupied real estate loan is financing for property that a business uses as its primary place of operation. The owner must occupy more than half of the building’s leasable space to qualify. Owner-occupied real estate loans are great for both construction from the ground up and real estate improvements.

Mountain America specializes in industrial, warehouse, office, retail, restaurant, gas stations, assisted living and storage spaces.

Benefits of an owner-occupied real estate loan
  • Cash injections as low as 10% of the total project cost
  • Quick turnarounds and closing times
  • Up to 25-year terms/amortizations*
  • Competitive rates
  • Local origination and convenient onsite meetings
  • 504 and 7(a) SBA loan options
  • Start-up friendly
Apply now

Get the property you need to grow your business. Contact a loan officer or visit your nearest branch.

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Commercial real estate

Generate a steady stream of income, with low rates and favorable terms.

Line of credit

Access funds to increase your capital, and enjoy flexible financing to fit your needs.

Acquisition loans

Secure the financing you need to get your business up and running.

Loan officers

Benefit from a proven level of expertise and experience to secure the right business loan.
*Loan term consists of 300 monthly payments of $8.41 per $1,000 borrowed with a 9.5% Annual Percentage Rate. The monthly loan obligation, term, amount and interest rate will be determined at time of closing. See our loan calculator for specific examples.