Numerous rewards, flexible point redemption

Business Rewards Credit Card

The rewards credit card for small and large businesses just got better. Enjoy the benefits of a competitive rate while earning points for cash back and gift cards.

credit card on a black desk

Business Rewards credit card

Take your business spending further by earning rewards points on every dollar spent. Enjoy the convenience of online and mobile banking, overdraft services and a 25-day grace period on all purchases. This versatile card option includes plenty of great perks.

antelope canyon
business meeting over lunch
Earn up to 2.5 points for every dollar spent
  • Earn 1.5 points for every dollar spent.
  • Earn an additional .5 points per dollar on fuel, up to $20,000 annually.
  • Earn an additional .5 points per dollar¹ when you spend over $250,000 annually.
  • Redeem points for cash back and gift cards.

Enjoy these card features:

  • Competitive variable interest rates
  • Card controls through Visa® Spend Clarity
  • Multiple cards issued in your business name
  • Global transaction capability
  • Enhanced security with chip and tap-to-pay technology
  • No annual or balance transfer fees²
  • Card manager—Use the mobile app to freeze your card, change PINs, set travel notifications and instantly add your card to a mobile wallet

How to apply for a Business Rewards card

Apply for a Rewards business credit card at your nearest Mountain America branch or over the phone at 1-888-845-1850. Or schedule an appointment with one of our business banking experts.

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Business Rewards Credit Card

Visa® Spend Clarity for Business

The spend management solutions you need are built right in to your Business Rewards credit card. Spend Clarity is designed for businesses of all sizes and industries and allows you to:

  • Control card usage and business spending.
  • Set approved merchant categories and card limits.
  • Streamline your card reporting.
  • Enjoy easy integration into existing accounting software.
  • Add virtual cards for single or recurring payments.
Learn more about Spend Clarity

Additional resources

Debit Card

Pay bills, make purchases and withdraw cash from your checking account.

Lines of Credit

Get flexible financing for inventory needs, cash flow or a special project.

Business Services

Take advantage of a complete line of business services and cash management tools.

Loan Tips

Apply for a business loan like a boss.
1. After spending $250,000 for the calendar year, you will earn an additional .5 points per dollar for the remainder of that year and the next year.
2. Variable Annual Percentage Rate ranging from % to 18.00% based on creditworthiness. 1% foreign transaction fee. Balance transfers and cash advances will accrue interest from the date the transaction is processed. The Annual Percentage Rate for cash advances is %.

Visa terms and conditions
Rewards program rules