Financial protection for the unexpected
Loan Relief Plans
Reduce or eliminate your loan payments or balance in the event of a protected death, illness, injury or job loss.
Rest easy with loan relief plans
Even the most responsible person can be overwhelmed by bills and expenses when they experience an illness, injury, death or job loss. Next time you get a new vehicle loan, credit card or signature loan from Mountain America, add a loan relief plan* and feel secure knowing your family's finances may be protected.
Loan relief is designed to:
- Cancel your monthly payments or loan balance up to the contract maximums if you are unable to work because of a protected event.
- Comfortably fit into your monthly payment.
- Give you greater peace of mind during unexpected events.
Three plan types
- Life—Cancels the remaining loan balance, up to the contract maximums, in the event of death.
- Disability—Cancels monthly loan payments up to the lesser of 12 months or $12,000 per covered illness or injury.
- Involuntary unemployment—Cancels monthly payments up to the lesser of six months or $6,000 per occurrence.
Get a loan relief plan
Loan relief plans are offered with most Mountain America loans. The monthly cost is determined by your loan balance, not your age, and the fees are included in your loan payment. For more information, visit a branch or call 1-800-748-4302.
Member story
Terence was drowning in debt and struggling with poor credit. All he needed was a lifeline. He found just that when he walked into a branch and met Bambi.
Watch to see his full story
Loan relief claims
To file a loan relief claim, simply visit the online claims portal or contact TruStage at 1-800-621-6323.
Claims portal
Guaranteed asset protection
Cover the difference between the market value of your vehicle and the loan balance.
Vehicle protection plans
Shield yourself from auto repair costs and get coverage for expensive mechanical breakdowns.
*Loan relief plans are optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the contract for a full explanation of the terms. You will receive the contract before you are required to pay for loan relief. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
DP-7016410.1-0924-1026
