The SBA loan experts
Secured Revolving Lines of Credit
Ranked as the #1 SBA lending credit union by Callahan & Associates, Mountain America has your borrowing needs covered.
Customized financing for your business
Easily access funds for a variety of business necessities, including buying equipment, funding special projects and maintaining an even cash flow, with a secured line of credit from Mountain America.
A secured revolving line of credit works like a credit card. You can borrow, repay and borrow again—without reapplying for the loan.
Business secured line of credit benefits
- Financing for amounts of $50,000 and up
- Competitive pricing and structure
- Use funds for a variety of business needs
- Lower interest rate than most credit cards
- Use personal or real property as collateral¹
- Quick turnaround and closings
Apply for a business secured line of credit today
Give your business flexible access to cash for larger expenses. Contact a loan officer or call 1-888-848-8376.
Contact a loan officerSecured business lines of credit FAQs
What is a revolving line of credit for business?
A revolving line of credit allows a business to have access to a fixed amount of capital to use toward different business necessities, such as purchasing equipment and inventory.
Is it difficult to get a business line of credit?
Getting approved for a business line of credit depends on the lender, type of credit line and your qualifications. It is best to prepare all the necessary information requested by the lender and work on improving your credit score to ensure the application goes smoothly.
What credit score do I need to get a business line of credit?
The majority of lenders will require a minimum score of 600 to qualify.
How much of a line of credit should a business have?
To get a good idea of how much credit your business may need, multiply your daily cash need by the usage. Your repayment ability and available collateral can also determine the maximum credit limit.
More resources
Loan officers
Benefit from a proven level of expertise and experience to secure the right business loan.
Unsecured lines of credit
Access between $10,000 to $50,000 for a variety of business needs.
Business checking
Get competitive dividend earnings, low recurring charges, online banking, bill pay and employee direct deposit.
Equipment loans
When you start with the right equipment, your business can succeed.
