Manage finances conveniently from anywhere
Online Business Banking
Get greater control and 24/7 access to your business finances with our online business accounts and services.
Online business accounts
Handle your business banking online with financial management tools customized for your business—whether you are running a new startup or an established company.
Get started
To activate your online business banking account, visit your nearest Mountain America branch or call our service center at 1-800-748-4302.
For help with business online banking, click here.
Enjoy the benefits of an online business account
Security
Protect your company’s accounts with robust security features and firewalls. Each employee has their own individual login, which allows you to control employee access. Online business banking requires an internet browser with a 128-bit encryption.
Tracking and reports
View and print the front and back of any check that has cleared your account. Create custom reports to track your business finances.
ACH payments
Use the automated clearinghouse (ACH) to improve cash flow by initiating direct payments from customer accounts.¹
Direct deposits
Make electronic direct deposit payments for payroll or accounts payable through the ACH.²
Domestic or international wire transfers
Send funds to accounts at different financial institutions.¹
Balance alerts
Keep track of account activity by receiving email or text message notifications when an account level exceeds or falls below a set threshold.
Transfers
Transfer funds instantly between your savings, checking and loan accounts—and save a trip to the branch.
eStatements
View your business account statements and cleared checks online.
Online bill pay
Make payments from your business or personal accounts. Schedule payments in advance, even for recurring expenses like rent, leases and payroll.
Supervisor functions
Grant specific access rights to different employees or groups.
Downloads
Export your account transaction history into QuickBooks®.
Online business accounts FAQs
How do I open an online business account?
To activate your online business account, simply give us a call or visit your nearest Mountain America branch.
What is business online banking?
Business online banking allows you to manage your business finances from anywhere at any time online or through our mobile banking app.
What is the best online business bank account?
The majority of banks and credit unions now offer online banking services. With Mountain America Credit Union, you get secure 24/7 access to your business finances with the addition of direct payments, direct deposit, wire transfers, fund transfers and online bill pay, all from the #1 SBA lending credit union in the nation.
Learn more about our business account options: essential checking, growth checking, business sweep, nonprofit checking and client trust accounts.
2. On approved credit