Full-featured business checking account
Business Growth Checking
Go beyond basic transactions to access a variety of valuable features.
Equip your business for growth
A business growth checking account from Mountain America is a great option for medium and large businesses. It includes many key features, such as Visa® debit cards, online banking tools and the added benefit to choose between earned dividends or earned credits to offset transaction and service charges.
What is business growth checking?
Business growth checking is a high-volume business checking account to help manage your company's growth efficiently. The account includes 300 combined checks deposited and written per month at no charge. After that, each additional check item is only 10 cents. This account features access to optional cash management features such as ACH origination, remote deposit capture, wire origination and more.
Benefits of business growth checking
- Ideal for businesses with higher transaction levels
- Free online business banking
- Online bill pay¹
- Employee direct deposit²
- Low-cost cash and coin handling³
- Sweep account options available
Open your business growth checking account today
Mountain America is here to help your business succeed, whether in Utah, Idaho, Arizona, Nevada or beyond. Schedule an appointment online, call 1-888-845-1850 or visit your nearest Mountain America branch.
Schedule appointmentFind a branchBusiness Growth Checking FAQs
Can I use a regular checking account for my business?
If your business operates as a legal entity separate from yourself, then you are legally required to separate business finances from your personal finances. Additionally, business checking accounts offer more robust features to better support your business needs.
What’s the difference between a personal and business bank account?
A business account is used to manage and hold funds from your business while a personal account is used to manage and hold your personal funds.
The benefits of having a business checking account include:
- Additional credibility
- Professionalism
- Personal liability protection
- Simplified taxes
What items are required to open a business growth checking account?
Please bring the following items to open your account:
- Company EIN
- State registration
- Beneficial owner info for all 25% or greater owners
- Personal ID and SSN
- Minimum opening deposit of $1 for savings and $100 for checking
For all entities other than sole proprietors, organizational documents are required. This may be satisfied with a printout from the state website listing the business principals. Otherwise, we accept articles of organization for LLCs, articles of incorporation for corporations (including nonprofit corporations), and a partnership agreement for general and limited partnerships.
Business remote deposit
Manage your small business banking and reduce trips to the branch while saving time, money and gas.
Business credit cards
Choose between our Business Low Rate and Business Rewards credit cards.
Business sweep accounts
Grow your money and move excess funds into an dividend-bearing account.
- No charge for first 10 bills per month, 60¢ per bill over 10.
- Simple application required—on approved credit (OAC).
- Cash or coin transaction processing for deposits or withdrawals, 35¢ per $1,000 after the first $10,000 per month. Charges are based on aggregated deposits and withdrawals that exceed $10,000 per month.
