Full-featured business checking account for medium and large businesses
Business Growth Checking
Checking to help your business grow
A Business Growth Checking account from Mountain America is a great option for medium and large businesses. This business checking account includes many key features, such as Business Visa® debit cards, online business banking tools and the added benefit to choose between earned dividends or earned credits to offset transaction and service charges.
What is Business Growth Checking?
Business Growth Checking is a high-volume business checking account to help manage business growth efficiently. The account includes 300 combined checks deposited and written per month at no charge. After that, each additional check item is only 10 cents. This account also features a payment processing upgrade option, which includes business remote deposit, ACH debit and bill pay.
Benefits of Business Growth Checking
- Ideal for businesses with higher transaction levels
- Free online business banking
- Online bill pay¹
- Employee direct deposit²
- Low-cost cash and coin handling³
- Sweep account options available
Open your Business Growth checking account today
Mountain America is here to help your business succeed, whether in Utah, Idaho, Arizona, Nevada, New Mexico or beyond. Meet with a business advisor today. Schedule an appointment online, call 1-888-845-1850 or visit your nearest Mountain America branch.
Required items to open an account
- Company EIN
- State registration
- Beneficial Owner info for all 25% or greater owners
- Personal ID and SSN
- Minimum opening deposit of $1 for savings and $100 for checking
- For all entities other than Sole Proprietors organizational documents are required. This may be satisfied with a printout from the state website listing the business principals. Otherwise we accept Articles of Organization for LLC’s, Articles of Incorporation for Corporations (including non-profit corporations), and a Partnership Agreement for General and Limited Partnerships
Business Growth Checking account FAQs
Can I use a regular checking account for my business?
If your business operates as a legal entity separate from yourself, then you are legally required to separate business finances from your personal finances. Additionally, business checking accounts offer more robust features to better support your business needs.
What’s the difference between a personal and business bank account?
A business account is used to manage and hold funds made within a business while a personal account is used to manage and hold an individual’s personal funds.
The benefits of having a business checking account include:
- Additional credibility
- Professionalism
- Personal liability protection
- Simplified taxes
Business Remote Deposit
Manage your small business banking and reduce trips to the branch while saving time, money and gas.
Business Visa® Cards
Get the right option for your needs, a Business Visa Platinum or Rewards credit card.
Business Sweep Accounts
Grow your money and move excess funds into an interest-bearing account.
2. Simple application required—on approved credit (OAC).
3. Cash or coin transaction processing for deposits or withdrawals, 35¢ per $1,000 after the first $10,000 per month. Charges are based on aggregated deposits and withdrawals that exceed $10,000 per month.
