It's better here
Make the Switch
Experience a better way to manage your money by opening an account at Mountain America.
Why Mountain America?
Over the years, Mountain America has earned a reputation for providing premium auto loans, innovative checking accounts, competitive savings rates, superior business services and affordable credit cards. Become a member and let us help you find the financial solutions you need.
In addition to putting members first, Mountain America is committed to supporting the community. Whether it’s financial education at schools and workplaces or charitable efforts for local organizations, we’re here to improve the lives around us.
How to switch financial institutions
Moving your accounts to Mountain America is easier than you think. Simply follow these three steps.
Step 1
Set up direct deposit & automatic payments.
Step 2
Update automatic payments & withdrawals.
Step 3
Transfer balances and refinance loans.
10 Reasons Why You Should Join
Make your financial goals a reality. In addition to personalized service, we provide a variety of benefits for our members.
1. Over 100 branches
With over 100 Mountain America branches, it’s easy to find a convenient location near you. We have branches located in Utah, Idaho, New Mexico, Arizona, Nevada and Montana.
2. Same-day card issuance or replacement at any branch
We know it can be stressful not having access to your money while waiting for a new card. If you’re in need of a new or replacement card, visit any Mountain America branch, and we’ll give you your new card today. No more waiting several days for your card to arrive.
3. Mobile deposits
As much as we love seeing you in our branches, we understand it's not always convenient to make deposits in person. That's why we've included a mobile deposit option in our app. Simply open the mobile deposit section in the Mountain America app, enter the deposit amount, take a quick photo of the front and back of your check, and you're all set!
4. 0.25% loan rate discount
By opening a MyStyle® Checking account, you’ll receive a 0.25% rate discount on new auto, RV and personal loans.¹ These discounts can save you hundreds or thousands of dollars on your loans.
5. Low rates
Banks are for-profit institutions, which is why you’ll often see high interest rates on bank loans and low return rates on savings. When you switch to a credit union, you switch to a financial cooperative. Because Mountain America isn’t focused on making a profit, we offer lower rates on loans and higher earnings on savings.¹ You’ll have more money to spend on future purchases or bigger expenses.
6. Card manager
Card manager gives you the ability to take control of your Mountain America debit or credit card, all from your phone or computer. With card manager, you can:
- Freeze your card.
- Request a new card.
- Change your PIN.
- Set travel notifications.
- Activate a new card.
- Quickly add your card to Apple Pay or Google Pay.
7. Mobile and online banking
You’ll have 24/7 access to a variety of online and mobile banking services. Mountain America's digital banking tools help you stay on top of your finances. With online and mobile banking, you can:
- Transfer money between your Mountain America accounts.
- Set up automatic payments and transfers.
- Transfer money to other Mountain America members.
- Open new accounts.
- Apply for loans.
8. Free credit score access
Your credit score is a key component of your finanical health. Knowing your credit score gives you an idea of what kinds of loans you qualify for and what rates you expect. Access your credit score for free in digital banking.
9. Account alerts
Monitor your accounts 24/7 by setting up custom text and email alerts. You’ll receive these alerts in near-real time and can even have them sent to several phone numbers and email addresses. Get notified of suspicious activity, know what deposits have cleared and when accounts balances are low.
10. Free financial coaching
Whether you want to lower your loan rates, reduce debt or get help establishing a budget, we’re here to help you save money. In the last two years, we saved members more than $425 million in interest!
