yellow flowers with red rock in the background

#1 in returning value to members

Best Credit Union

It pays to be a member of Utah's best credit union.
Woman in a meadow

Why Choose Mountain America Credit Union

Mountain America Credit Union has earned a number of titles, including Utah's #1 Credit Union for Returning Value to Members, Best Place to Work in Utah and Best Financial Institution in Southern Utah. But the title we value most is yours: Member.

As a member of Mountain America, you own a share of the credit union. There are no stockholders or profits. Everything we do is for our members. Wherever Mountain America is—from St. George to Salt Lake, Cache Valley to the Uintah Basin and Utah County to red rock country—we’re here to help you.

As a member of one of Utah’s best credit unions, you can expect:

Join the #1 local credit union

If you’ve been comparing credit unions and banks, look no further. Discover the Mountain America difference by becoming a member today.

Become a member

Mountain America Awards and Recognition

2023

  • Earned three awards from the Marketing Association of Credit Unions (MAC):
    • Gold—Newsletter
    • Gold—Sponsorship/Partnership Marketing: MyStyle® with NIL Strategy
    • Bronze—Business Development: Business Services Campaign
    • Bronze—Video—Non-Commercial: Member Stories
  • Mountain America received the BEST Award from the Association for Talent Development (ATD)
  • Earned nine Diamond Awards from the Credit Union National Association (CUNA):
    • Business Development Efforts—Business Services Campaign
    • Annual Reports—2021 Annual Report
    • Financial Education—Guiding You Forward Podcast
    • Video Non-Commercial—Series—Member Stories
    • Outdoor—MyStyle Billboards
    • Video Commercial—Single or Series—Rock Your Retirement
    • Member Communications—Member Newsletter
    • Cutting Edge—MyStyle Checking with NIL Strategy
    • Complete Campaign—Rewardflation
  • Cathy Smoyer, Mountain America's executive vice president of technology and risk, was named CXO of the Year by Utah Business Magazine
  • Received two awards from Utah Worksite Wellness Council:
    • Healthy Worksite Award—Platinum
    • Innovation Award—Community
  • Won Best of State—Utah in these categories:
    • Credit Unions—Business Services
    • Credit Unions—Merchandising
    • In-house Health Clinic
    • Corporate Wellness
    • Marketing
  • Ranked sixth best place to work in Idaho from Best Places to Work—Idaho

2022

  • Utah Business Magazine named Mountain America one of the Best Companies to Work For
  • Money.com recognized Mountain America as one of the Best Banks and Credit Unions of 2022–2023 in these categories:
    • Best Credit Unions—Best High-Yield Money Market
    • Best Banks and Credit Unions for Students—Best Perks
    • Best Banks and Credit Unions for Seniors—Best Rewards Checking
  • Utah Business Magazine named Service Center Assistant Manager Trevor Gordon one of Utah's top 20 business professionals in their 20s
  • Utah Business Magazine named Nathan Anderson CXO of the Year
  • Utah Business Magazine named Trent Savage an HR Achievement Honoree of the Year
  • Stephen Skokos was selected as one of the Forbes Top Next-Gen Wealth Advisors in Utah
  • Kehrer Bielan Research & Consulting named Chad Waddoups a Top Director for his outstanding leadership in investment services
  • The National Association of Development Companies (NADCO) recognized Mountain America as a top lender
  • Mountain America’s Cairns Café received a Green Business Award
  • The Salt Lake Chamber selected Mountain America as winner of the Beehive award for its contributions to the community
  • Mountain America received the Ethical Leadership Award from the Daniels Fund Ethics Initiative for operating with the highest integrity
  • Sterling Nielsen, president and CEO, was inducted into the Credit Union Executive Society Hall of Fame
  • Glassdoor ranked Mountain America #24 in 100 Best Places to Work
  • Mountain America earned the Healthy Worksite Award (Platinum) from the Utah Worksite Wellness Council
  • Best Places to Work in Idaho™ chose Mountain America as a 2022 honoree
  • Best-In-State Credit Unions, Forbes top five in three states: Arizona #5, Nevada #1, Utah #1

2021

  • Earned five Credit Union National Association (CUNA) Diamond Awards for VISA® Faves (Segmented Marketing—Category’s Best), Financial Education Videos (Financial Education), Pass It Along with the Utah Jazz (Multifaceted), You Are Your Home (Complete) and Member Stories (Non-Commercial Video Series)
  • Named one of the Best Places to Work in Idaho by POPULUS
  • Ranked in the top 10 for business development in 2020 by CUCollaborate
  • Idaho Business Review ranked Mountain America as a Top Credit Union
  • The Utah Council for Worksite Health Promotion awarded Mountain America with the Platinum Level Healthy Worksite award and the social category award

2020

  • Best of State (Utah) Mountain America awarded with the Best of State Statue, Boss® Award for the Business Services division, and division medal for the Financial Services category
  • Mountain America was ranked the #1 credit union lender in Utah for the Paycheck Protection Program
  • Forbes ranked Mountain America in the Best in State top five in three states: Utah #1, Arizona #2, and Idaho #5
  • Albuquerque Magazine named Mountain America Best of the City for 2020
  • Mountain America’s Trent Savage was recognized as HR Disruptor of the Year by Utah Business magazine
  • CUNA awarded Mountain America two Diamond Awards: Visa® Whole Wide World campaign (Outdoor Category) and Alex Boye Charity Concert (One-Time Event Category)
  • Bank Investment Consultant recognized Mountain America’s Chad Waddoups as one of 2020’s Top 30 Bank Program Managers
  • The Small Business Administration (SBA) ranked Mountain America as the top third-party lender in Utah and top national credit union lender for 2020
  • Named among the Best Places to Work for 2020 by Utah Business magazine
  • Recognized by Best of Iron County for best business and professional services
  • Utah Business magazine awarded Mountain America with an honorable mention for its COVID-19 efforts
  • The Utah Council for Worksite Health Promotion awarded Mountain America with the Gold Level Healthy Worksite award
  • Mountain America received second place for the 2020 Utah Ethical Leadership Award

2019

  • Recognized as one of Credit Union Journal’s Best Credit Unions to Work For
  • For six consecutive years, Mountain America Business Services was ranked first among credit unions in business deposit accounts in the Western region and ranked second nationally for five of the past six years by ncua.gov
  • Mountain America’s Sterling Nielsen was recognized as CUES' Outstanding Chief Executive of the Year
  • Named one of the Best Places to Work in Idaho by POPULUS
  • The Financial Brand recognized Mountain America as #2 for Twitter and #4 for Facebook in their Top 100 quarterly social rankings for credit unions
  • City Weekly ranked Mountain America as the top credit union lender (mortgages)
  • Recognized as the #1 credit union in Utah by Forbes
  • Recipient of three Marking Association of Credit Unions (MAC) Awards
  • U.S. Small Business Administration ranked Mountain America as the top SBA lender nationally for credit unions
  • Named Best of State Utah in the Financial Services category
  • Recipient of two Utah Valley 360 Best of Professional Services Awards: Best Credit Union (#3) & Best Financial Advisor (#3)
  • Recognized as Best Places to Work in Idaho
  • Mountain America’s Make the Jump commercial received a Credit Union National Association (CUNA) Diamond Award

2018

  • Earned Four Credit Union National Association Diamond Awards (CUNA) for Radio- Single or Series, Complete Campaign, Re-Brand/Corporate Identity and Segmented Marketing
  • Becoming Your Best Global Leadership recognized Mountain America as a 2018 LEAD Award winner
  • Named Best of State Utah in the Financial Services category
  • Named one of the Top Ten Best Places to Work in Idaho by POPULUS
  • Earned a Readers’ Choice Award from The Best of Utah Valley
  • Recognized as Best Credit Union by Utah Valley magazine
  • Named Best of Utah Commercial Real Estate Brokerage by Copperfield Media
  • The Financial Brand recognized Mountain America as #2 for Facebook, #3 overall social media, and #4 for twitter in their Top 100 quarterly social rankings for credit unions
  • Named one of the Best Credit Unions to Work For by Credit Union Journal
  • Recognized among the Best Workplaces in Financial Services & Insurance by Great Place to Work®
  • President/CEO Sterling Nielsen was an honoree of the Sandy Area Chamber of Commerce’s Titan Award
  • Callahan and Associates “Return of the Member Index” ranked Mountain America as Utah’s most valuable credit union to members

2017

  • Oracle awarded Mountain America a Markie Award for Best Integrated Mobile Experience
  • Great Place to Work® and Fortune named Mountain America Credit Union one of the country’s Best Workplaces for Women
  • Great Place to Work® and Fortune named Mountain America Credit Union one of the Best Workplaces in Financial Services & Insurance
  • Credit Union National Association (CUNA) awarded four Diamond Awards: Commercial Video—Single or Series, Complete Campaign, Cutting Edge and Video
  • Earned the WorldatWork® Work-Life Seal of Distinction for the second year in a row
  • Mountain America Credit Union Business Services was ranked first among credit unions in business share accounts in the western region and ranked second nationally by ncua.gov
  • Named the #1 SBA lending credit union in the nation by Callahan & Associates for 13th consecutive year
  • Named the most active credit union SBA lender in the country by the U.S. Small Business Administration
  • Named one of the Best Places to Work in Idaho by POPULUS
  • Voted a top 3 Best Financial Institution by Twin Falls Times News Readers’ Choice Awards
  • Earned five Marketing Association of Credit Unions (MAC) Awards
  • Learning Elite Awards, Chief Learning Officer magazine—Top 100 and Editor's Choice for Best Small Company
  • Earned the Financial Capability Innovation Award from EverFi
  • Named Best of Park City Top 3 Financial Institutions by Park City Record
  • Named Best of Utah Valley Reader Choice Award by the Herald Extra
  • Ranked among the Top Mortgage Lenders by Utah Business magazine

2016

  • Mountain America was ranked among the Best Credit Unions to Work For by Credit Union Journal
  • Earned a Clarity Diamond Award by Credit Union National Association (CUNA)
  • Voted Favorite Credit Union, Favorite Mortgage Company and Best Credit Union by the readers of Vernal Express, Uintah Basin Standard and The Spectrum
  • Earned the WorldatWork® Work-Life Seal of Distinction, for demonstrating leadership in workplace strategies that help employees with personal work-life balance

2015

  • Earned three Credit Union National Association (CUNA) Diamond Awards for Point-of-Sale, TV Ads, and Financial Education
  • Credit Union Executives Society Awards (CUES) awarded three First Place CUES Awards for Point of Sale/Merchandising, Staff & Culture Initiatives, and Financial Education
  • Awarded five Marketing Association of Credit Unions (MAC) Awards
  • CMO Sharon Cook was named a Women to Watch by Credit Union Times
  • Ranked the Top Credit Union Lender in the nation by the U.S. Small Business Administration and the SBA Utah District Office
  • Named one of Idaho’s Best Places to Work by POPULUS
  • Credit Union magazine recognized President/CEO Sterling Nielsen as a Credit Union Rock Star
  • Earned a Customer Excellence Award for Innovation in Customer Insight from Gartner & 1to1 Media
  • The Web Marketing Association ranked Mountain America’s website as Best Credit Union Website
  • Named a Top 10 Best Place to Work in Idaho by POPULUS
  • The Greater Idaho Falls Chamber of Commerce named Mountain America as a Business of Distinction in the Financial Services Industry
  • Credit Union Journal recognized Mountain America as one of the 2015 Best Credit Unions to Work For

2014

  • Credit Union Journal ranked Mountain America as one of the 30 Best Credit Unions to Work For
  • Mortgage Technology magazine awarded Mountain America the Green Lender Award
  • Named a Bronze Learning Elite Organization from Chief Learning Officer magazine
  • Credit Union National Association (CUNA) Technology Council granted Mountain America the Excellence Award for Technology Infrastructure
  • Earned seven Credit Union National Association (CUNA) Diamond Awards
  • Earned six Marketing Association of Credit Unions (MAC) Awards
  • Excellence Award for Outstanding HR/Training & Development Achievements
  • Named one of Idaho’s Best Places to Work by POPULUS
  • Earned a Best Practice Awards by Credit Union Journal

2013

  • Earned four Credit Union National Association (CUNA) Diamond Awards for Marketing and Business Development
  • Sterling Nielsen was named CEO of the Year by Utah Business magazine
  • Named one of the Best Companies to Work For by Utah Business magazine
  • Earned the Alfred P. Sloan Workplace Flexibility Award
  • Ranked among the Top Ten Best Places to Work in Idaho by POPULUS
  • Sterling Nielsen was honored with a Visionary Award from Utah Credit Union League
  • Earned a Best Practice Award from Credit Union Journal

2012

  • Named a People’s Choice Winner by Utah Business magazine
  • Earned a Best Practice Award from Credit Union Journal
  • Web Marketing Association awarded Mountain America the Outstanding Website Award
  • Earned a Rocky Award for Social Media Excellence
  • Ranked one of the Best Companies to Work For by Utah Business magazine
  • CMO Sharon Cook earned the Utah SAMY Award from Utah Business magazine
  • Earned six Credit Union National Association (CUNA) Diamond Awards
  • American Heart Association named Mountain America a Gold Fit-Friendly Worksite

2011

  • Named a People’s Choice Winner by Utah Business magazine
  • Earned a Best Practice Award from Credit Union Journal
  • Web Marketing Association awarded Mountain America the Outstanding Website Award
  • Earned a Rocky Award for Social Media Excellence
  • Ranked one of the Best Companies to Work For by Utah Business magazine
  • CMO Sharon Cook earned the Utah SAMY Award from Utah Business magazine
  • Earned six Credit Union National Association (CUNA) Diamond Awards
  • American Heart Association named Mountain America a Gold Fit-Friendly Worksite

2010

  • Received a Creative Solutions Award from Symitar
  • Nathan Anderson named among the 40 Under 40 by Utah Business magazine
  • Credit Union Journal named Nathan Anderson a Trailblazer award
  • Ranked among the Best Companies to Work For by Utah Business magazine
  • Earned a Customer Innovation Award from Travitor
woman climbing in the mountains

Debt Rescue

See how much you can save with Mountain America's debt rescue program.

woman and her dog

Check Rates

Finance your next vehicle, house or the escape you've been dreaming of with our competitive rates.

loan officer with client

Become a Member

We're down-to-earth, friendly, gracious and financially smart. Just ask our more than 780,000 members.