Protect your investment
Large & Small Business Insurance
From company auto coverage and property protection to workers’ compensation, Mountain America Insurance can help you get the policy you need for your business.
Our independence means you have options
We know that every business is unique. That’s why Mountain America Insurance offers a wide variety of large and small business insurance options to give your company the right coverage.
You receive competitive pricing because we are independent advisors. We align your business with the top insurance companies, fit specifically for you.
Personalize your policy
Mountain America Insurance coverage options include:
- General liability insurance
- Professional liability insurance
- Business owners' policies
- Workers' compensation
- Commercial vehicle insurance
Get a free, no-obligation business insurance quote
Not sure what your business needs? Our insurance advisors will answer your questions and help you identify
the types and amounts of coverage necessary for your company. Get a quote online or call us at 1-877-276-7882.
Business insurance FAQs
What type of insurance do I need for my business?
Every business is unique and will require different coverage plans. There are some insurance policies that benefit every business. It is recommended that all businesses invest in at least general liability insurance. Reach out to a representative from Mountain America Insurance Services to receive guidance for your business.
How much liability insurance do I need for my business?
Sometimes purchasing liability insurance is a requirement to run your business. If this is the case for you, it is likely that there are required coverage specifications. If there isn’t a requirement, assess the level of risk your business takes on to determine what policy option is enough. Consider add-on coverage options to stay fully protected.
Why should a business have insurance?
We all know accidents can happen at any time. When they do, business insurance will help cover associated costs. If a business does not have insurance, they will likely have to pay costly out-of-pocket expenses for property damages and liability claims that could impact the viability of the business’ survival.
How much is general liability for a small business?
The median cost of general liability insurance is $500 annually. Many small business owners typically pay between $300 and $600 annually.
Are small businesses required to have insurance?
The federal government does require businesses with employees to purchase unemployment, disability insurance and workers’ compensation. It is recommended, however, to check the laws in your state since each state requires specific types of business insurance.
Industry-specific quotes
Enhanced options for contractors and subcontractorsMountain America now offers the following business insurance options through Acuity Insurance® for contractors and subcontractors:
- Business owners’ policies (property and liability)
- Commercial vehicle insurance
- Workers’ compensation
Grow your company
Expand your business success with the right commercial loan, construction loan, equipment loan or line of credit.
Increase productivity
Streamline financial functions with cash management tools, online banking and payroll services.
Outsource or in-house?
Ask yourself early on what you’re good at and where you need outsourced help.
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