Earn rewards, experience extra perks
MyStyle Checking Is Great for Students
Go beyond basic student checking with this exceptional rewards account, featuring mobile banking, special benefits and low or no fees.
More than your typical student account
Many student checking accounts have no frills—they’re for simple transactions only. MyStyle® Checking is so much more.
With this premium account, students enjoy the same benefits as everyone else—like loan rate discounts, entertainment savings and mobile phone protection—but automatically qualify for a maintenance fee waiver if they are 24 years old or younger. See below for additional ways to qualify for a waiver.
Benefits
Enjoy a variety of benefits¹ and rewards with an estimated monthly savings value of over $150.²
Loan rate discounts
Receive an automatic 0.25% discount off new personal, auto and RV loan rates.
Savings and entertainment
Enjoy exclusive offers and discounts on travel, dining, events and shopping.
Telehealth
Access zero-cost telehealth services, prescription discounts and more.
Mobile phone protection
Get up to $850 in replacement coverage for your mobile phone or smartphone.³
Additional benefits
Identity protection
Access a suite of services to better protect your identity and get identity theft assistance.³
Dark web monitoring
Receive monitoring for your personal information on the dark web.
Identity monitoring
Get protection against suspicious activity on over 1,000 databases.
Savings and entertainment
Enjoy exclusive offers and discounts on travel, dining, events and shopping.
Zelle®
Card manager
Free credit score access
View your credit report, see credit alerts and explore how financial choices could change your score.
$0 minimum
Waive the fee
Members who are age 24 and younger have the monthly maintenance fee waived automatically.
Additionally, members who are age 60 and older, perform 20+ card transactions (debit and/or credit), or maintain an average daily balance of $10,000 in MyStyle Checking will also have the fee waived automatically.
Open your accountStudent checking FAQs
What do I need to open a student checking account?
To open a student checking account, you will need a valid ID, Social Security number, student verification, address verification and a parent or guardian (if younger than 18 years old). While some institutions also require an opening deposit amount, Mountain America doesn’t require a minimum balance to open a student checking account.
Can I open a student checking account online?
Yes, you can open a student checking account online. You can also come into your local Mountain America branch or call the service center at 1-800-748-4302 to open a student checking account.
Are your student checking accounts free?
Yes. If you are a student age 24 or younger, you don’t have to pay a monthly fee. This means you’ll have a free student checking account that has the same benefits as our other member checking accounts including extensive rewards and free mobile and online banking.
What happens to my student checking account once I’m no longer a student?
Once you are no longer in school, you can easily convert the account to MyFree® Checking or keep the MyStyle Checking account. If you decide to continue with MyStyle Checking, you'll want to become familiar with the monthly maintenance fee requirement and waiver options when you turn 25.
What is the difference between student checking and MyStyle Checking?
Mountain America does not have a checking account specifically for students. Generally, we recommend MyStyle Checking since many students automatically qualify for the monthly maintenance fee waiver due to their age. Students may also open a MyFree Checking account.
Get started
Open your account online, visit your nearest Mountain America branch or by call 1-800-748-4302.
Open your accountJoin at a branchAdditional resources
Three budget strategies
Different personalities prefer different budgeting styles. Which one works for you?
2. Estimated value is based on approximate monthly cost or savings for similar marketplace benefits and is subject to change. Benefits and features may vary and may not necessarily reflect the exact features offered through MyStyle Checking. No cash value is implied with the use of this account or any of its features.
3. The descriptions herein are summaries only and do not include all benefit terms, conditions and exclusions. After completing registration, please refer to the Guide to Benefit online for complete coverage details, exclusions and providers. MyStyle Checking account required at time of loss. Insurance products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
4. U.S. checking or savings account required to use Zelle®.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
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