On your side
Side-by-Side Utility Vehicle Loans
Before you buy a side-by-side utility vehicle (UTV), check with Mountain America. We can help you get the off-road vehicle financing you need.
Calculate your side-by-side loan payment¹
Today's Rate
New & Used Side-by-side Loans
As low as
Easy side-by-side financing
Having an off-roading partner makes the journey more enjoyable. When you team up with Mountain America for a side-by-side UTV loan, we’ll make sure you get the best financing. Refinance options are also available for your off-road vehicle if you want to lower your monthly payments.Our UTV loans feature:
- Fixed interest rates as low as % APR
- No application fees
- Terms up to 72 months (6 years)³
- Onsite financing at many dealerships
- Rate discounts with MyStyle® Checking
Side-by-side loan FAQs
What information do I need to apply for a UTV Loan?
The first step in getting a UTV loan is to gather the following information. This process will include a credit score check and income verification:
- Personal contact information
- Social Security Number or Taxpayer Identification Number
- Employment information and most recent paystub
- A valid form of identification (driver’s license or U.S. passport)
- VIN, mileage, accessories for your vehicle
Complete the loan application at a branch, online, in our app or by calling 1-800-748-4302.
How long can a UTV loan be?
Our finance terms for a UTV go up to 72 months, with 60 months² as the most often recommended term. A 72-month term¹ is normally only recommended for loan amounts above $15,000.
How do you buy a UTV?
To buy a new or used UTV, price out a few options you can afford. Apply for a UTV loan. Once the financing has been finalized, you will receive the money to buy the UTV.
Apply for a UTV loan today
Start your application online, apply at a local branch or ask for Mountain America financing at the dealership.
Apply onlineFind a branchAdditional resources
PowerSports Protection
Before You Buy
8 Car-Buying Blunders
2.
3.
