A simply amazing checking account
MyFree Checking
Perfect for individuals who favor simplicity, MyFree® Checking comes with all the features you would expect from a checking account. More importantly, it’s free!
![woman and dog laying in a field of flowers](https://www.macu.com/media/hero/grid/hero-grid-myfree-checking.jpg)
![Dew covered leaves](https://www.macu.com/media/hero/grid/accents/grid-accent-dewy-leaves.jpg)
Open a free checking account
At Mountain America, when we say “free checking,” we mean free checking. With a MyFree Checking account, you get a free, online checking account with no minimum balance requirements, maintenance fees or hidden restrictions. This straightforward checking account includes all of the features you'd expect—for free.
![macro image of a cactus](https://www.macu.com/media/body/body-cactus.jpg)
![Man looking at a credit card](https://www.macu.com/media/inline/inline-body-free-checking.jpg)
![dark tree bark](https://www.macu.com/media/body/body-dark-bark.jpg)
![lake scenery with mountains in the background](https://www.macu.com/media/body/body-foreground-wyoming-lake-mountains.jpg)
MyFree Checking features
- Online and mobile banking
- Bill pay
- eStatements (paper statements available for a $2 monthly fee)
- Mountain America Visa® debit cards
- Unlimited check-writing privileges
- Free access to your credit score
Get approved online
Open your MyFree Checking account online, visit your nearest branch or call 1-800-748-4302.
Open your accountMyFree Checking FAQS
Can I open a checking account if I have no money to deposit?
Yes, you can open a checking account even if you have nothing to deposit. Open a MyFree Checking account online or at your local branch for free.
Do credit unions offer free checking accounts?
Most credit unions offer free checking. With a MyFree Checking account, you receive all the benefits you would expect from a free checking account and more.
How much is it to open a checking account?
Most financial institutions don’t charge a fee to open a checking account. MyFree Checking also offers no minimum balance requirements, maintenance fees or hidden restrictions.
Additional resources
![woman climbing in the mountains](https://www.macu.com/media/thumbnails/cards/simple/card-jenn-drummond-debt-rescue.jpg)
Checking that rewards you
MyStyle® Checking rewards you with travel rebates, gift cards, cash back and more.
![woman using cell phone](https://www.macu.com/media/thumbnails/cards/simple/card-digital-banking.jpg)
Fast, secure, convenient
Conveniently access your Mountain America accounts anytime, anywhere with digital banking.
![couple using a laptop](https://www.macu.com/media/thumbnails/cards/simple/card-blog-3-ways-to-budget-for-financial-growth.jpg)
Budget for financial growth
Budgeting is for more than just for staying out of the red each month.