LOAD AND PAY
MyExpress Account
MyExpress℠ is a great alternative to cash and credit cards. Load funds to the card anytime to make budgeting and allowances a breeze.
Manage your money your way
When you combine a MyExpress account with a Mountain America checking account, money can be added as needed, and you can use it wherever Visa® debit cards are accepted. There are no interest charges. More importantly, MyExpress has no monthly maintenance, deposit or hidden fees. It’s your money; keep it that way.
MyExpress details
- There are no activation, maintenance or overdraft fees.
- Budget funds for specific purchases.
- Access nearly 50,000 surcharge-free ATMs nationwide.
- Use wherever Visa debit cards are accepted.
A primary checking account, such as MyFree® Checking or MyStyle® Checking, is required to open and maintain a MyExpress account.
Ways to use MyExpress
There are numerous ways to utilize MyExpress, but these are the most popular uses:
Budget
You’re less likely to overspend since you can only spend what’s on the account. Plus, you won’t be charged interest like you would with a credit card.
Allowance
Teach your kids how to manage money by depositing funds in a MyExpress account.
Business per diem
Give employees a MyExpress card instead of processing checks or reimbursing expense reports.
Limiting fraud exposure
The funds in your MyExpress account are separate from those in your primary account, giving you a stopgap in the event of fraud.
MyExpress FAQs
Why would you want a MyExpress account?
A MyExpress account benefits people who:
- Want a new way to budget, for themselves or their kids.
- Want a safer, more convenient alternative to cash.
Where can I use my MyExpress card?
Use your MyExpress account anywhere—online, in person or over the phone, wherever Visa debit cards are accepted. Put gas in your car, shop for new clothes, pay bills, order a pizza and more.
Can you add funds to MyExpress?
Yes, the MyExpress account is linked to a flexible Visa debit card. That means whenever the balance on your card is low, simply add more money to your account by:
- Setting up a direct deposit.
- Transferring money from a Mountain America account or another financial institution.
- Making a mobile check deposit.
- Making a cash or check deposit at your local branch.
Additional resources
Certificate Accounts
Earn higher dividends while saving for long-term goals like buying a car or paying tuition.
