Deposit checks with a tap and a snap
Mobile Deposit
Make deposits anytime, anywhere, simply by taking a photo with your smartphone or tablet.
Make mobile deposits from here, there or anywhere
We love to see you in the branch, but we’re happy to save you a trip. Using your compatible Apple or Android device, you can deposit checks remotely—wherever you are, whenever you want.
- Deposit checks from practically anywhere.¹
- The remote deposit is instantly credited to your account.²
- The app is free.
- Deposit transmissions are protected through login credentials, layered security, data encryption and other controls.
- $5,000 daily limit for most members.³
- The daily limit can be increased if you qualify.
How mobile checking deposit works in 5 easy steps
If you can take a picture, you can deposit your check. It’s this easy:
- Open Mountain America’s mobile banking app.
- Select Deposit from the thumb menu.
- Choose your account and enter the check amount.
- Use quick capture to automatically take photos of the front and back of your endorsed check.
- Get confirmation of your deposit.
Download the Mountain America app today!
App StoreGoogle PlayNeed help?
Contact us at 1-800-748-4302.
Mobile deposit FAQs
Why are my funds on hold?
In general, mobile deposit funds will be held for one to two business days (excluding weekends and federal holidays).
How do I know when my funds will be available?
In general, $225 will be made immediately available for accounts in good standing. Some accounts may qualify for a higher amount.
Additional services
MyStyle® Checking
This rewards checking account pays you back with travel rebates, gift cards, cash back and more.
Payments and transfers
A variety of ways to transfer funds and make payments are included in our mobile app.
- Mobile deposit cannot be used for money orders. Youth and teen accounts are eligible.
- In order to help prevent fraud, part of the deposit may be held until funds clear. New accounts (less than 90 days old) will have $225 available and the rest will be held for two business days. Immediate funds available will not exceed $500.
- Mobile check deposits cannot exceed $5,000. Account balance must not be negative. Other restrictions apply.
