Save for the holidays year round

Christmas Club Certificates

Reduce the stress of holiday shopping with a Christmas Club certificate from Mountain America.

family carrying christmas tree

‘Tis the season for holiday savings

This year, give yourself the gift of financial peace of mind with our Christmas Club certificate. You can save for the holidays year round, adding a little or a lot along the way. Then withdraw the funds on November 1, just in time for shopping season. It’s a great way to plan ahead and reduce holiday debt.

Today's Rate

Christmas Club Certificate

%
APY¹
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Tip: Put your savings plan on autopilot by setting up biweekly or monthly deposits.

Christmas Club account features

  • Open your account with as little as $5
  • Add funds whenever you want—up to $10,000¹
  • Earn competitive dividends
  • Matures November 1
  • Automatically converts to a secondary savings account at term’s end

Open your Christmas Club account

Visit your nearest branch or call 1-800-748-4302.

Open at your nearest branch
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5 Ways to Earn Rewards

Discover five ways to benefit from a rewards checking account.

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Easily Access Your Certificate

Manage your accounts anytime, anywhere with digital banking.

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Youth Certificates

Help your children save for long-term goals like buying a car and paying for college.

1. Annual percentage yield is accurate as of , based on a dividend rate of %. $5 minimum balance required to open and maintain the account. Christmas Club certificates mature November 1—terms vary depending on when the account is opened. Each member is limited to $10,000 in any one or combination of Christmas Club certificate accounts. Penalty for early withdrawal. Fees may reduce earnings. Offer not available for financial institutions or other institutional investors. Rate cannot be applied to previously opened certificates. Membership required—based on eligibility. Limited-time offer. Any offer provided by Mountain America can be withdrawn at any time and is subject to change.
Rate and fee schedule