It's all about membership
Down-to-earth, friendly, gracious and financially smart. That’s our gene pool. And it’s pretty attractive to over a million members who consider themselves family.
Mountain America membership
We prioritize our members' needs by offering low loan rates, high earnings, free financial education, convenient banking technology and personalized service. Visit us at one of over 100 branches across the West. There’s bound to be one just around the corner from you, so come join the family.
More reasons for membership. Plenty more.
- Low rates on loans
- Competitive earnings on savings
- Surcharge-free ATM network—over 50,000 nationwide
- Digital banking
- Free financial guidance
- Envelope-less ATM deposits
- Personalized accounts
- Profits go to members through better rates and fewer fees
- Speedy, paperless mortgage closings
- Retirement planning
- Investment services
- #1 credit union in the country for total business deposits1
- #1 SBA lending credit union in the country for 20 years running2
Hear what our members have to say
“I love this credit union! Everybody is always helpful and knowledgeable. You take very good care of us.”
—Sally W.
“I just took out my second auto loan with Mountain America. I would not consider shopping elsewhere. The process was conducted quickly with no in-person meeting required. The staff is always polite and helpful. Interest rates are great. Thank you so much for a wonderful experience.”
—Jessica T.
“Great organization! Service is totally awesome. People (your employees) are courteous, friendly and helpful. You guys go the extra mile for your members. Thank you!”
—Member, Murray, UT
“Mountain America is the best credit union! They listen to their customers and truly want to provide amazing customer service!”
—Claudia C.
“Opening a new savings, checking and Visa® account with Lisa at the Fort Union branch was a truly wonderful experience. I've always heard such nice things about Mountain America Credit Union and now I know why … great people! Thanks for the relaxing, fun and enjoyable experience of becoming a new member. I look forward to many years of being with you.”
—Sandra, Fort Union Branch
“I have been dealing with financial institutions for nearly 50 years. So I have had a lifelong experience. During all of those years, my experience with Mountain America has been far and away the best. I'm a flakey customer, I admit. Yet, I am always treated professionally and with the utmost courtesy. I'm convinced that you exercise a policy of hiring competent, efficient, professional and courteous employees, and it works! Thank you! Even when I have made a mistake and deserve curt—even angry—treatment, I have been treated with understanding—even compassion …Thank you, again!”
—Bob F.
Membership eligibility
Membership eligibility is simple. Meet one of the following criteria:
- Resident of:
- Salt Lake County (UT)
- Duchesne County (UT)
- Wasatch County (UT) census tract 940300
- Uintah County (UT) census tract 940100 or 940200
- Find your census tract number
- Family member of existing Mountain America member, including:
- Parent
- Child
- Spouse (including surviving spouse)
- Sibling
- Grandparent
- Grandchild
- Stepparent
- Stepchild
- Stepsibling
- Adoptive relationship
- Living with an existing Mountain America member
- An employee or volunteer of a select employer group (SEG) or affiliated association
See if your employer is a SEG
An employee or volunteer of a Select Employer Group (SEG) or affiliated association qualifies automatically for membership.
Guiding you forward
We're Mountain America Credit Union. As your financial partner, we'll help outfit you with the tools for the journey ahead—like convenient, flexible products and services designed around how you really live—as well as sound, timely advice to help steer you around any obstacles.
It's time for rewards checking
Here are five signs it's time to change to a rewards checking account.
- NCUA Call Report, Q2 2024
- Callahan & Associates
