The SBA Financing You Need

Small Business Lines of Credit

Get top-tier small business financing from the best in the business—Mountain America, the #1 SBA lending credit union in the nation, according to Callahan & Associates.

Woman holding cellphone and tablet

The revolving credit line you can count on

Your business needs are covered with our small revolving line of credit. Similar to a credit card, this small business financing solution gives you the flexibility to borrow, repay and borrow again—without reapplying for the loan. Plus, this small business loan is completely unsecured, so there is no need for collateral.¹

Businesswoman working in a warehouse.

Small business loan benefits

  • Amounts from $10,000 to $50,000
  • Lower interest rate than most credit cards¹
  • Variety of uses for working capital needs, such as supplies, accounts payable and advertising
  • Quick turnaround and closings
  • Interest-only payments, revolving for the first two years; then principal-plus-interest repayment on the balance for the following five years
  • Option to bundle with a Mountain America business credit card

Apply for your SBA loan today

Give your business flexible, convenient access to cash, whenever you need it. Meet with a loan officer or call 1-888-848-8376.

Meet the team

More resources

Business checking

Get competitive dividend earnings, low recurring charges, online banking, bill pay and employee direct deposit.

Secured line of credit

Access $50,000 or more for a variety of business needs.

Equipment loans

When you start with the right equipment, your business can succeed.

Loan officers

Benefit from a proven level of expertise and experience to secure the right business loan.

1. On approved credit. Variable Annual Percentage Rates range from 6.0% to 6.5% over prime rate based on credit worthiness. Membership required – based on eligibility. Other fees may apply.