Meet Our New Growth Certificate Account

A new, flexible savings product is now available from Mountain America Credit Union. The Growth Certificate* account is similar to our regular certificate account—but better!

First, let’s talk about how certificates work. A certificate account is a great way to save money for long-term goals like buying a car or a dream vacation. You choose the term that works best (usually from 6 to 60 months) and deposit your money. Since these accounts offer higher dividends than traditional savings accounts, your money grows faster! When the term ends, you can either use the money or reinvest it in another certificate. If you don’t have any immediate needs, try a savings strategy called laddering—invest in several certificates, each with different maturity dates. This gives you access to some of your money while the rest continues to earn dividends.

With a Growth Certificate account, you get all these great benefits and more. Here’s where the bonus comes in—add money to the account any time during the life of the certificate and start with as little as $5. Since you lock in your dividend rate at the beginning, it’s low maintenance, low risk and protected from dips in the market.

Open your Growth Certificate account today—and start earning!

* Early-withdrawal penalties may apply. Each member is limited to $100,000 in any one or combination of Growth Certificate accounts. Accounts can be opened in terms from 6 to 60 months. Membership required—based on eligibility. Federally insured by NCUA.