yellow flowers with red rock in the background

#1 in returning value to members

Best Credit Union

It pays to be a member of Utah's best credit union.

Why Choose Mountain America Credit Union

Mountain America Credit Union has earned a number of titles, including Utah's #1 Credit Union for Returning Value to Members, Best Place to Work in Utah and Best Financial Institution in Southern Utah. But the title we value most is yours: Member.

As a member of Mountain America, you own a share of the credit union. There are no stockholders or profits. Everything we do is for our members. Wherever Mountain America is—from St. George to Salt Lake, Cache Valley to the Uintah Basin and Utah County to red rock country—we’re here to help you.

As a member of one of Utah’s best credit unions, you can expect:

Low rates on loans and credit cards
Competitive earnings on savings accounts
Full suite of online and mobile banking tools
Stellar reward checking accounts
Money saving options—see how we helped members save more than $280 million in interest payments last year
With financial solutions like these, it’s easy to see how Mountain America has become one of the top-rated credit unions in Utah.

Join the #1 local credit union

If you’ve been comparing credit unions and banks, look no further. Discover the Mountain America difference by becoming a member today.

Become a member

Mountain America Awards and Recognition

2024

Community Impact Award—National Association of Development Companies (NADCO)
#1 credit union lender nationally for SBA loans—Small Business Administration (SBA)
#1 credit union lender in Utah for SBA loans—SBA
#1 credit union minority lender in Utah for SBA loans—SBA
Jared DeVroom, senior SBA loan officer, honored with inaugural Origination Excellence Award by the National Association of Government Guaranteed Lenders (NAGGL)
Ranked #1 credit union for business deposits—Callahan & Associates
Named Best Credit Union for Membership Perks—Money.com
Top Workplaces in the USA—#5 USA Today
Top Workplaces—#2 Treasure Valley
Top Workplaces—#4 Salt Lake Tribune
Top Workplaces—#5 Organizations with 2,500+ employees
Top Workplaces—#6 Las Vegas Review-Journal
Top Workplaces—Arizona Central
Top Workplaces—Ranked top 30 nationally in Financial Services
Top Workplaces Cultural Excellence Award winner in all five categories:
- Leadership
- Purpose and Values
- Work-Life Flexibility
- Innovation
- Compensation and Benefits
Named Best-In-State Credit Union by Forbes
- #1 in Nevada
- #5 in Utah
CFO Chad Curtis named among 2024 Executive Excellence honorees by Utah Business
Named Best of State in two categories:
- Credit Union
- Corporate Wellness
Earned three awards from the Marketing Association of Credit Unions (MAC):
- Gold—Newsletter
- Bronze—Business Development: Business Services Campaign
- Bronze—Video—Non-Commercial: Member Stories
Earned three Diamond Awards from the Credit Union National Association (CUNA)
- Video Non-Commercial—Series—Member Stories
- Video Non-Commercial—Single—Jenn Drummond
- Credit, Debit and ATM Card Designs—Phoenix Suns Debit Cards
Chris Ebert, VP of project management, named among 30 Women to Watch by Utah Business
Sterling Nielsen named CEO of the Year by Utah Business

2023

Best Places to Work (#2 midsize company)—Phoenix Business Journal
Top Workplaces in the USA—USA Today
Top Workplaces
- For Professional Development
- For Employee Appreciation
- For Employee Well-Being
Scott Burt, Mountain America board member, received the Distinguished Director of the Year Award
Green Business Award—Utah Business Magazine
Business of the Year—Davis County
Fast50
Top Workplaces—Utah
Top Workplaces—Financial Services Industry
Sean Morrison, vice president of human resources, received the HR Achievement Award from Utah Business Magazine
Top Workplaces—Idaho
Freedom Award—Golden Keys
Healthy Worksite Award—Platinum
Top Workplaces—Arizona
Earned four awards from the Marketing Association of Credit Unions (MAC):
- Gold—Newsletter
- Gold—Sponsorship/Partnership Marketing: MyStyle^® with NIL Strategy
- Bronze—Business Development: Business Services Campaign
- Bronze—Video—Non-Commercial: Member Stories
Mountain America received the BEST Award from the Association for Talent Development (ATD)
Earned nine Diamond Awards from the Credit Union National Association (CUNA):
- Business Development Efforts—Business Services Campaign
- Annual Reports—2021 Annual Report
- Financial Education—Guiding You Forward Podcast
- Video Non-Commercial—Series—Member Stories
- Outdoor—MyStyle Billboards
- Video Commercial—Single or Series—Rock Your Retirement
- Member Communications—Member Newsletter
- Cutting Edge—MyStyle Checking with NIL Strategy
- Complete Campaign—Rewardflation
Cathy Smoyer, executive vice president of technology and risk, named CXO of the Year by Utah Business Magazine
Received two awards from Utah Worksite Wellness Council:
- Healthy Worksite Award—Platinum
- Innovation Award—Community
Won Best of State—Utah in these categories:
- Credit Unions—Business Services
- Credit Unions—Merchandising
- In-house Health Clinic
- Corporate Wellness
- Marketing
Ranked sixth best place to work in Idaho from Best Places to Work—Idaho

2022

Utah Business Magazine named Mountain America one of the Best Companies to Work For
Money.com recognized Mountain America as one of the Best Banks and Credit Unions of 2022–2023 in these categories:
- Best Credit Unions—Best High-Yield Money Market
- Best Banks and Credit Unions for Students—Best Perks
- Best Banks and Credit Unions for Seniors—Best Rewards Checking
Utah Business Magazine named Service Center Assistant Manager Trevor Gordon one of Utah's top 20 business professionals in their 20s
Utah Business Magazine named Nathan Anderson CXO of the Year
Utah Business Magazine named Trent Savage an HR Achievement Honoree of the Year
Stephen Skokos was selected as one of the Forbes Top Next-Gen Wealth Advisors in Utah
Kehrer Bielan Research & Consulting named Chad Waddoups a Top Director for his outstanding leadership in investment services
The National Association of Development Companies (NADCO) recognized Mountain America as a top lender
Mountain America’s Cairns Café received a Green Business Award
The Salt Lake Chamber selected Mountain America as winner of the Beehive award for its contributions to the community
Mountain America received the Ethical Leadership Award from the Daniels Fund Ethics Initiative for operating with the highest integrity
Sterling Nielsen, president and CEO, was inducted into the Credit Union Executive Society Hall of Fame
Glassdoor ranked Mountain America #24 in 100 Best Places to Work
Mountain America earned the Healthy Worksite Award (Platinum) from the Utah Worksite Wellness Council
Best Places to Work in Idaho™ chose Mountain America as a 2022 honoree
Best-In-State Credit Unions, Forbes top five in three states: Arizona #5, Nevada #1, Utah #1

2021

Earned five Credit Union National Association (CUNA) Diamond Awards for VISA® Faves (Segmented Marketing—Category’s Best), Financial Education Videos (Financial Education), Pass It Along with the Utah Jazz (Multifaceted), You Are Your Home (Complete) and Member Stories (Non-Commercial Video Series)
Named one of the Best Places to Work in Idaho by POPULUS
Ranked in the top 10 for business development in 2020 by CUCollaborate
Idaho Business Review ranked Mountain America as a Top Credit Union
The Utah Council for Worksite Health Promotion awarded Mountain America with the Platinum Level Healthy Worksite award and the social category award

2020

Best of State (Utah) Mountain America awarded with the Best of State Statue, Boss® Award for the Business Services division, and division medal for the Financial Services category
Mountain America was ranked the #1 credit union lender in Utah for the Paycheck Protection Program
Forbes ranked Mountain America in the Best in State top five in three states: Utah #1, Arizona #2, and Idaho #5
Albuquerque Magazine named Mountain America Best of the City for 2020
Mountain America’s Trent Savage was recognized as HR Disruptor of the Year by Utah Business magazine
CUNA awarded Mountain America two Diamond Awards: Visa® Whole Wide World campaign (Outdoor Category) and Alex Boye Charity Concert (One-Time Event Category)
Bank Investment Consultant recognized Mountain America’s Chad Waddoups as one of 2020’s Top 30 Bank Program Managers
The Small Business Administration (SBA) ranked Mountain America as the top third-party lender in Utah and top national credit union lender for 2020
Named among the Best Places to Work for 2020 by Utah Business magazine
Recognized by Best of Iron County for best business and professional services
Utah Business magazine awarded Mountain America with an honorable mention for its COVID-19 efforts
The Utah Council for Worksite Health Promotion awarded Mountain America with the Gold Level Healthy Worksite award
Mountain America received second place for the 2020 Utah Ethical Leadership Award

2019

Recognized as one of Credit Union Journal’s Best Credit Unions to Work For
For six consecutive years, Mountain America Business Services was ranked first among credit unions in business deposit accounts in the Western region and ranked second nationally for five of the past six years by ncua.gov
Mountain America’s Sterling Nielsen was recognized as CUES' Outstanding Chief Executive of the Year
Named one of the Best Places to Work in Idaho by POPULUS
The Financial Brand recognized Mountain America as #2 for Twitter and #4 for Facebook in their Top 100 quarterly social rankings for credit unions
City Weekly ranked Mountain America as the top credit union lender (mortgages)
Recognized as the #1 credit union in Utah by Forbes
Recipient of three Marking Association of Credit Unions (MAC) Awards
U.S. Small Business Administration ranked Mountain America as the top SBA lender nationally for credit unions
Named Best of State Utah in the Financial Services category
Recipient of two Utah Valley 360 Best of Professional Services Awards: Best Credit Union (#3) & Best Financial Advisor (#3)
Recognized as Best Places to Work in Idaho
Mountain America’s Make the Jump commercial received a Credit Union National Association (CUNA) Diamond Award

2018

Earned Four Credit Union National Association Diamond Awards (CUNA) for Radio- Single or Series, Complete Campaign, Re-Brand/Corporate Identity and Segmented Marketing
Becoming Your Best Global Leadership recognized Mountain America as a 2018 LEAD Award winner
Named Best of State Utah in the Financial Services category
Named one of the Top Ten Best Places to Work in Idaho by POPULUS
Earned a Readers’ Choice Award from The Best of Utah Valley
Recognized as Best Credit Union by Utah Valley magazine
Named Best of Utah Commercial Real Estate Brokerage by Copperfield Media
The Financial Brand recognized Mountain America as #2 for Facebook, #3 overall social media, and #4 for twitter in their Top 100 quarterly social rankings for credit unions
Named one of the Best Credit Unions to Work For by Credit Union Journal
Recognized among the Best Workplaces in Financial Services & Insurance by Great Place to Work®
President/CEO Sterling Nielsen was an honoree of the Sandy Area Chamber of Commerce’s Titan Award
Callahan and Associates “Return of the Member Index” ranked Mountain America as Utah’s most valuable credit union to members

2017

Oracle awarded Mountain America a Markie Award for Best Integrated Mobile Experience
Great Place to Work® and Fortune named Mountain America Credit Union one of the country’s Best Workplaces for Women
Great Place to Work® and Fortune named Mountain America Credit Union one of the Best Workplaces in Financial Services & Insurance
Credit Union National Association (CUNA) awarded four Diamond Awards: Commercial Video—Single or Series, Complete Campaign, Cutting Edge and Video
Earned the WorldatWork® Work-Life Seal of Distinction for the second year in a row
Mountain America Credit Union Business Services was ranked first among credit unions in business share accounts in the western region and ranked second nationally by ncua.gov
Named the #1 SBA lending credit union in the nation by Callahan & Associates for 13th consecutive year
Named the most active credit union SBA lender in the country by the U.S. Small Business Administration
Named one of the Best Places to Work in Idaho by POPULUS
Voted a top 3 Best Financial Institution by Twin Falls Times News Readers’ Choice Awards
Earned five Marketing Association of Credit Unions (MAC) Awards
Learning Elite Awards, Chief Learning Officer magazine—Top 100 and Editor's Choice for Best Small Company
Earned the Financial Capability Innovation Award from EverFi
Named Best of Park City Top 3 Financial Institutions by Park City Record
Named Best of Utah Valley Reader Choice Award by the Herald Extra
Ranked among the Top Mortgage Lenders by Utah Business magazine

2016

Mountain America was ranked among the Best Credit Unions to Work For by Credit Union Journal
Earned a Clarity Diamond Award by Credit Union National Association (CUNA)
Voted Favorite Credit Union, Favorite Mortgage Company and Best Credit Union by the readers of Vernal Express, Uintah Basin Standard and The Spectrum
Earned the WorldatWork® Work-Life Seal of Distinction, for demonstrating leadership in workplace strategies that help employees with personal work-life balance

2015

Earned three Credit Union National Association (CUNA) Diamond Awards for Point-of-Sale, TV Ads, and Financial Education
Credit Union Executives Society Awards (CUES) awarded three First Place CUES Awards for Point of Sale/Merchandising, Staff & Culture Initiatives, and Financial Education
Awarded five Marketing Association of Credit Unions (MAC) Awards
CMO Sharon Cook was named a Women to Watch by Credit Union Times
Ranked the Top Credit Union Lender in the nation by the U.S. Small Business Administration and the SBA Utah District Office
Named one of Idaho’s Best Places to Work by POPULUS
Credit Union magazine recognized President/CEO Sterling Nielsen as a Credit Union Rock Star
Earned a Customer Excellence Award for Innovation in Customer Insight from Gartner & 1to1 Media
The Web Marketing Association ranked Mountain America’s website as Best Credit Union Website
Named a Top 10 Best Place to Work in Idaho by POPULUS
The Greater Idaho Falls Chamber of Commerce named Mountain America as a Business of Distinction in the Financial Services Industry
Credit Union Journal recognized Mountain America as one of the 2015 Best Credit Unions to Work For

2014

Credit Union Journal ranked Mountain America as one of the 30 Best Credit Unions to Work For
Mortgage Technology magazine awarded Mountain America the Green Lender Award
Named a Bronze Learning Elite Organization from Chief Learning Officer magazine
Credit Union National Association (CUNA) Technology Council granted Mountain America the Excellence Award for Technology Infrastructure
Earned seven Credit Union National Association (CUNA) Diamond Awards
Earned six Marketing Association of Credit Unions (MAC) Awards
Excellence Award for Outstanding HR/Training & Development Achievements
Named one of Idaho’s Best Places to Work by POPULUS
Earned a Best Practice Awards by Credit Union Journal

2013

Earned four Credit Union National Association (CUNA) Diamond Awards for Marketing and Business Development
Sterling Nielsen was named CEO of the Year by Utah Business magazine
Named one of the Best Companies to Work For by Utah Business magazine
Earned the Alfred P. Sloan Workplace Flexibility Award
Ranked among the Top Ten Best Places to Work in Idaho by POPULUS
Sterling Nielsen was honored with a Visionary Award from Utah Credit Union League
Earned a Best Practice Award from Credit Union Journal

2012

Named a People’s Choice Winner by Utah Business magazine
Earned a Best Practice Award from Credit Union Journal
Web Marketing Association awarded Mountain America the Outstanding Website Award
Earned a Rocky Award for Social Media Excellence
Ranked one of the Best Companies to Work For by Utah Business magazine
CMO Sharon Cook earned the Utah SAMY Award from Utah Business magazine
Earned six Credit Union National Association (CUNA) Diamond Awards
American Heart Association named Mountain America a Gold Fit-Friendly Worksite

2011

Named a People’s Choice Winner by Utah Business magazine
Earned a Best Practice Award from Credit Union Journal
Web Marketing Association awarded Mountain America the Outstanding Website Award
Earned a Rocky Award for Social Media Excellence
Ranked one of the Best Companies to Work For by Utah Business magazine
CMO Sharon Cook earned the Utah SAMY Award from Utah Business magazine
Earned six Credit Union National Association (CUNA) Diamond Awards
American Heart Association named Mountain America a Gold Fit-Friendly Worksite