Quick and easy way to pay

Debit Cards

Leave the cash and checks at home. With a Mountain America debit card, you’ll enjoy tap-to-pay convenience and Visa® security.

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Ways to use your card

Mountain America’s debit cards make it easy to safely buy the things you need while paying directly from your bank account.

Use your card for:
  • Everyday purchases
  • Online shopping
  • Automated bill payments
  • Contactless payments
  • Worldwide ATM access, including over 50,000 surcharge-free ATMs nationwide
Red Visa Credit Card
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Debit card features

Making transactions with your debit card is safer than using cash or a check.

You won't be held responsible for unauthorized charges made with your account or account information.*

Every online transaction uses a unique virtual card number so your card information isn’t shared with merchants.

A unique code is generated each time you tap to pay or use your card at a payment terminal.

Skip the hassle of re-entering your account information every time you use your favorite apps and sites.

Be ready to pay with just a tap of your phone when you add your card to a digital wallet.

Debit card FAQs

What are the requirements to get a debit card?

All you need is a Mountain America checking account. Members younger than 18 must have a responsible adult as a joint accountholder.

How do I apply for a debit card?

Getting a debit card isn’t like getting a credit card. There’s no debit card application. Your debit card comes standard when you open a checking account.

What do I do if I lose my debit card?

The quickest way to protect yourself from fraudulent charges is to set a temporary freeze on your card through card manager in the mobile app. Simply toggle the "Block this card" button on. If your debit card is missing, order a new card through card manager, at a nearby branch or by calling our service center at 1-800-748-4302. We will deactivate your missing card and issue a replacement.

Don't have our debit card yet?

Get one instantly at your nearest branch or call 1-800-748-4302 to get one by mail.

Need a checking account? Open a new account online to receive your debit card in the mail or drop by a branch to get one instantly.

Open an accountFind a branch

Additional resources

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Checking That Rewards You

MyStyle® Checking rewards you with travel rebates, gift cards, cash back and more.
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Pay on the Go

Add your debit and credit cards to Apple Pay, Android Pay or Samsung Pay.
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A Great Tool for Teens

Teach teens how to manage a debit card without additional fees using our MyExpress account.
* Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholder must use care in protecting their card and notifying their issuing financial institution immediately of any unauthorized use and for additional details.