Make deposits without leaving the office
Business Remote Deposit
Remote deposit services
Business remote deposit lets you concentrate on running your business rather than running to the branch.
- Scan checks and deposit them directly into your account from an office or business location.
- Ideal for small or large businesses.
- Make deposits any day, any time, day or night.
- Save time and money with fewer trips to the branch.
- Maintain a single Mountain America relationship—no matter how many office locations you have.
Powerful mobile app
With the Business MRDC mobile app (separate from the Mountain America mobile app), you can make deposits from practically anywhere with your smartphone or tablet. The MRDC app features higher deposit limits than our standard app and gives you access to images of deposited items.
Sign up today
Save your business time and money with our business remote deposit services. Contact the Business Services team at 1-888-845-1850.
How business remote deposit works
The business remote deposit process is incredibly easy. All you need is a low-cost check image scanner, which we can provide, and the business remote deposit system. The system inspects each check to ensure high-quality images are captured and transmitted.
Use business remote deposit with these simple steps:
- Scan your checks.
- Review the entry. If an image or deposit amount is not sufficiently clear, you will be asked to rescan it.
- Adjust the amount. Key in the correct information.
- Balance the total. Once you’ve entered the amounts, you are taken to a screen to verify the totals. It's just like filling out a deposit slip.
- Securely submit the deposit using the business remote deposit file utility. The deposit will then be credited to your account.¹
Single sign-on for business remote deposit
Now you have a convenient way to make remote deposits without an extra login. With single sign-on, you can access remote deposit capture and check images and reports directly from online banking.
Using single sign-on
- Log in to online banking at macu.com
- Click the Business Remote Deposit widget
Questions?
If you need additional assistance, please call us at 801-325-6504 (option 3), email business@macu.com or reach out to your business account executive.
Enabling single sign-on for sub-users
Step 1
Ensure the sub-user has access to online banking.
- Log in to online banking at macu.com
- Select the Business Admin widget
- Select Roles
- Select Edit Permission for the Role
- Check Remote Deposit Capture
Step 2
Give the sub-user business remote deposit permissions (must be done by admin).
- Choose the Business Remote Deposit widget in online banking at macu.com
- Select Add User and enter:
- Full Name
- Username
- Cash Mgmt ID (must be sub-user’s online banking username)
- Select Permissions
- Select Update (this will open more permissions)
Select the additional permissions you would like the sub-user to have (access options through each drop-down).
User Guides
Need help? See our user guides below for help with your business remote deposit needs.
Business remote deposit FAQs
What is a remote bank deposit?
Remote bank deposit allows businesses to deposit checks electronically at remote locations without having to visit their local branch.
How long do remote deposits take?
In most cases, the funds deposited will be available within one business day.
Is remote deposit safe?
Yes, with the correct system and proper image scanner, your account will be safe and you will be protected against fraud while using remote deposit services.
