Rates your business needs to suceed
Current Business Loan and Account Rates
At Mountain America, you'll find competitive rates on checking, deposits, credit cards and loans to help your company capture financial success.
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Money market
| Product | Dividend rate | Annual percentage yield | Minimum balance |
|---|---|---|---|
| Money market - under $2,500 | % | % APY | $0 |
| Money market - $2,500 - $9,999 | % | % APY | $2,500 |
| Money market - $10,000 - $24,999 | % | % APY | $10,000 |
| Money market - $25,000 - $49,999 | % | % APY | $25,000 |
| Money market - $50,000 - $99,999 | % | % APY | $50,000 |
| Money market - $100,000 - $249,999 | % | % APY | $100,000 |
| Money market - $250,000 - $999,999 | % | % APY | $250,000 |
| Money market - $1,000,000 + | % | % APY | $1,000,000 |
| APY= Annual percentage yield | |||
Checking
| Product | Dividend rate | Annual percentage yield | Minimum balance |
|---|---|---|---|
| Business analysis checking earnings credit - under $20,000 | % | % APY | $0 |
| Business analysis checking earnings credit - $20,000 + | % | % APY | $20,000 |
| Business growth checking - $1,000 to $19,999 | % | % APY | $1,000 |
| Business growth checking - $20,000 + | % | % APY | $20,000 |
| Business sweep - under $50,000 | % | % APY | $0 |
| Business sweep - $50,000 to $99,999 | % | % APY | $50,000 |
| Business sweep - $100,000 to $249,999 | % | % APY | $100,000 |
| Business sweep - $250,000 + | % | % APY | $250,000 |
| APY= Annual percentage yield | |||
Savings
| Product | Dividend rate | Annual percentage yield | Minimum balance |
|---|---|---|---|
| Primary savings | % | % APY | $1 |
| Secondary savings | % | % APY | $0 |
| APY= Annual percentage yield | |||
Credit card
| Card type | Annual fee | Rate (APR) | Rewards |
|---|---|---|---|
| Business Visa Platinum | No annual fee | As low as % variable APR | No rewards |
| Business Visa Platinum Rewards | No annual fee | As low as % variable APR | Earn up to 2.5 points for every dollar spent2 |
| Loans on approved credit. For credit card products, APR shown is for purchases. APR may be higher for cash advances and balance transfers. See the Visa Disclosure Statement and Visa Disclosure Agreement for complete details. | |||
current business loan and account rates FAQs
What is the average interest rate on a business loan?
The average APR¹ will vary depending on the type of business loan you need.
- SBA loans: 7-15%
- Equipment loans: 8-18%
- Business lines of credit: 9.5-12%
What are current SBA loan rates for real estate?
Current SBA real estate loan rates are between 7-9%, on average, depending on the loan size and term.
Are credit unions better for business accounts than banks?
Both options provide certain advantages. Credit unions are often more flexible than banks and offer lower banking fees.
1. Annual percentage rate
2. After spending $250,000 for the calendar year, you will earn an additional .5 points per dollar for the remainder of that year and the next year.
Visa terms and conditions
Rewards program rules
2. After spending $250,000 for the calendar year, you will earn an additional .5 points per dollar for the remainder of that year and the next year.
Visa terms and conditions
Rewards program rules
