Loans for home investors
Investment Property Loans
If you are dreaming of an investment property, Mountain America has loan options to help your plans become a reality.
Limited-time offer
Apply for your home-grown home loan and receive a free appraisal, now until July 31, 2025.*
With an easy, online application and one-on-one guidance, you’ll be home in no time!
Finance your investment purchase with a 15-year fixed or 30/15 balloon mortgage
Loan features
- No mortgage insurance required.
- Available for:
- Properties with one to four units.
- Single-family residences.
- Planned unit developments (PUDs).¹
- Fee simple real estate.
- Condos.²
Financing examples
30/15 balloon loan
With an annual percentage rate (APR) of 6.785% and a loan amount of $400,000, you would have a monthly payment of $2,627.72 for 179 months and a final balloon payment of $297,261.29 at the end of year 15. It’s common for borrowers to refinance the balloon portion of the loan.15-year fixed loan
With an APR of 6.785% and a loan amount of $400,000, you would have 180 monthly payments of $3,567.42, and the loan would be paid in full. An escrow account may be required.Get started on your investment property today
To meet with a loan officer about your investment property plans, click the button below.
Meet with a loan officer*Loans on approved credit. Membership required—based on eligibility. Free appraisal on new purchases and construction loans only. Not available on refinance loans. Cannot be combined with other offers. Limit one per household. Offer valid on applications received between 3/1/25 and 7/31/25 for loans that close no later than 8/31/25. Limited-time offer. Offer can change or be withdrawn at any time.
- PUDs must meet Fannie Mae/Freddie Mac requirements.
- Condos must be FHA approved or meet Fannie Mae/Freddie Mac requirements.
Subject to change without notice.
