Loans for home investors

Investment Property Loans

If you are dreaming of an investment property, Mountain America has loan options to help your plans become a reality.

wooden walking path through forest
brown lichen on a tree

Finance your investment purchase with a 15-year fixed or 30/15 balloon mortgage

Loan features

  • No mortgage insurance required.
  • Available for:
    • Properties with one to four units.
    • Single-family residences.
    • Planned unit developments (PUDs).¹
    • Fee simple real estate.
    • Condos.²
aspen trees
Man working on a laptop outdoors

Financing examples

30/15 balloon loan

With an annual percentage rate (APR) of 6.785% and a loan amount of $400,000, you would have a monthly payment of $2,627.72 for 179 months and a final balloon payment of $297,261.29 at the end of year 15. It’s common for borrowers to refinance the balloon portion of the loan.

15-year fixed loan

With an APR of 6.785% and a loan amount of $400,000, you would have 180 monthly payments of $3,567.42, and the loan would be paid in full. An escrow account may be required.

Get started on your investment property today

To meet with a loan officer about your investment property plans, click the button below.

Meet with a loan officer
  1. PUDs must meet Fannie Mae/Freddie Mac requirements.
  2. Condos must be FHA approved or meet Fannie Mae/Freddie Mac requirements.

Subject to change without notice.