Shrink your mortgage

Mini Mortgage Loans

Pay off your home loan faster, save on interest or both with a mini mortgage from Mountain America.
mother and son in yard

A remarkable way to refinance

When it comes to refinancing your mortgage, there are a variety of options. One you may not be familiar with is a mini mortgage from Mountain America. It’s called “mini” because the loan term is shorter than your standard home loan. This refinance option is a great way to shrink your loan term and pay it off sooner. Or if you have only a dozen or so years left on your mortgage, you can use the mini mortgage to lower your interest rate, saving money on monthly payments.

Benefits of a mini mortgage

  • Low rates
  • Up to 85% LTV financing
  • No fees or closing costs on loans under $250,000 (some conditions apply)
  • Potential tax advantages on interest paid*

Make your mortgage mini

Get started today by applying online or scheduling an appointment with one of our mortgage specialists.

Apply now

Mini Mortgage Interest Rates

Today's rate

10-year Fixed Mini Mortgage

As low as

%

Today's rate

12-year Fixed Mini Mortgage

As low as

%

Today's rate

15-year Fixed Mini Mortgage

As low as

%
couple dancing in the kitchen

Conventional Mortgages

With competitive rates and flexible terms, we'll help you finance the home of your dreams.

House being crushed by fallen tree

Home Insurance

Get peace of mind by protecting your home, family and possessions with Mountain America Insurance.

kid looking at a butterfly

Homebuyer Tip

Never skip the home inspection! Here are seven reasons why.

*Consult your tax advisor. If loan amount exceeds the value of the dwelling, the interest on the excess amount is not tax deductible.

View dispute and mortgage servicing contact information
Foreclosure prevention