Prepare for your next purchase
Car Payment Calculator for Arizonans
Estimate your monthly car payment and find the best financing options in Arizona with our free calculator.
How the calculator works
Like most Arizona residents shopping for a car, truck or SUV, you likely want to know how much you’ll pay for financing each month. Our free calculator allows you to see how the vehicle fits into your complete financial picture. Is the payment in your price range? Or will you need to consider purchasing something more affordable?
Understanding your loan estimate
Our auto loan payment calculator may make estimating your monthly bill easy, but not everyone is familiar with auto loan terminology. Here’s what you need to know.
- Amount—This is the size of the loan you are applying for. If you don’t plan on making a down payment, the loan amount will be the same as the purchase price. If you are making a down payment, subtract that amount from the purchase price.
- APR—The annual percentage rate (APR) is the interest rate you pay to borrow money from the credit union.
- Term—This is the length of the loan. Typically, the loan term is 36, 48, 60 or 72 months.
Calculate your auto loan payment¹
Today's Rate
New & Used Auto Loans
As low as
Why choose a car loan from Mountain America?
Mountain America has a long history of providing extremely competitive rates in Arizona. Our local financing team has the experience and knowledge to help you lock in a low rate so you can have an affordable monthly payment.
Apply now
FINANCIAL TIPS FOR ARIZONA CAR BUYERS
The car buying experience has changed in recent years. It’s more important than ever for Arizona shoppers to budget for an auto purchase, research the local market and compare financing options for the best rates. Our video on car buying tips will help jumpstart your journey to purchasing a vehicle.
Today's auto rates
See all ratesNew & used car loans
36-month
N/A
New & used car loans
48-month
N/A
New & used car loans
60-month
N/A
New car loans
72-month
N/A
Get your low-rate new or used auto loan
Apply online, through the Mountain America mobile app or at any Arizona branch. You can also ask for Mountain America financing at the dealership.Apply now
‡Annual Percentage Rate (APR).
- Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
