Trailer financing made easy
Trailer Loans
Financing a new or used trailer is easy with Mountain America. We'll get you a great rate and payment, so you can get where you need to go.
Calculate your trailer loan payment¹
Today's Rate
New & Used Trailer Loans
As low as
Low-rate trailer loans
Whether you are looking for a gooseneck utility trailer to help with moving heavy objects, a trailer for your outdoor adventures or a horse trailer without living quarters for transporting your ponies, we have you covered! A trailer loan from Mountain America can set your mind at ease. Low, fixed rates and no application fees make getting a trailer hassle-free and budget-friendly. Trailer refinancing options are also available to help you lower your rate or payment.
Our trailer loans feature:
- No application fees
- Trailer financing available at most dealerships
- Loan rate discounts on new loans with MyStyle® Checking
Trailer loan FAQs
How do I get the best financing for trailer loans?
When financing a new or used trailer, we look at the make, model, age and condition of the trailer, as well as your credit worthiness, to determine the best financing options for you. To get the best trailer financing terms possible, make sure you have good credit, a low debt-to-income ratio and a sufficient down payment.
What types of utility trailers do you finance?
We finance a wide range of utility trailers for hauling both business and personal equipment. The most popular utility trailers we finance are enclosed trailers, flatbed trailers, landscape trailers and open-air trailers.
Can you finance a truck and trailer together?
Do I need registration for my trailer?
Yes, for Mountain America Credit Union to approve a trailer loan, you need to have the trailer registered and taxes paid. Proof of insurance may also be required.
Get a low-rate trailer loan
Apply online for trailer financing by clicking the button below. Or apply at your nearest Mountain America branch or over the phone at 1-800-748-4302.
Apply nowAdditional resources
Trailer insurance
We'll work with the top insurance providers to customize a policy for your trailer. Get a free quote today!
Improve your loan chances
Discover six simple ways to shore up your credit and secure approval for a trailer loan.
- Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
- Loan rate discount valid on new loans only.
