Every card comes with peace of mind
Credit Card Benefits
Perks of a Mountain America credit card
Benefits are based on the type of card you have
Traditional cards
Traditional Rewards, Cash Back and Low Rate credit cards feature various perks, like fraud protection and roadside dispatch. If your card doesn’t say “Signature” on it, you have a traditional card.
Signature cards
These cards give qualifying members additional perks, on top of those provided by traditional cards. To qualify, you must have a Mountain America Rewards or Cash Back credit card, a credit limit of $5,000 or greater, and a card that says “Signature” on it.
If you don’t have a Signature card, but believe you’re eligible for one, please contact the service center.
Traditional card benefits
The following benefits are included with all our traditional and Signature cards
Zero liability policy
With Visa’s zero liability policy, you’re covered if your card is ever lost, stolen or fraudulently used.
Cardholder inquiry service
Take full advantage of your unique benefits with personalized support from card benefits experts.
Lost or stolen card reporting
Just call and a Visa representative will work with you to notify the appropriate parties and replace your card.
Emergency card replacement & emergency cash disbursement
Visa can connect you with the credit union and arrange an emergency card replacement or for cash to be available at a location near you.
Roadside Dispatch®
Roadside Dispatch is a pay-per-use roadside assistance program. The program provides you with security and convenience wherever your travels take you.
Signature card benefits
Upgrade to the Signature card to receive these benefits
Luxury hotel collection
Gain access to a premium collection of benefits from over 900 of the world’s finest hotels.
Travel and emergency assistance services
When you are traveling or working anywhere in the world, your covered Signature card gets you access to a multilingual call center.
Rental car privileges
Use your Signature card to unlock special car rental benefits from Avis and Budget.
Entertainment offers
Whether you’re traveling to new places or just having a night out at home, your Mountain America Signature card lets you experience life like never before.
Fine wine & food offers
Indulge your epicurean passions with everything gourmet, including dining events and special access at more than 50 select wineries in Sonoma County.
Shopping offers
Shop and save with discounts at top retailers—from jewelry to apparel, electronics and more.
Sports offers
Treat yourself with travel packages to once-in-a-lifetime sports experiences. Plus get discounts on golf merchandise, greens fees and even instruction at over 95 courses worldwide.
Troon Rewards® golf benefits
Save on golf tee times, merchandise and instruction with Troon Rewards. Enjoy automatic Silver Status and 10% off when you sign up with your Mountain America Signature card.
Signature concierge
Get assistance with travel and restaurant reservations, gift arrangements, event tickets, business services and more—24 hours a day, seven days a week.
Auto rental collision damage waiver
When you use your covered Signature card to rent a vehicle, you’ll get built-in auto rental coverage.
