Get Big Budget Impact By Making Small Spending Changes | Guiding You Forward

Making a good financial plan doesn’t always mean sacrificing what you love. If your goal is to save more money, try implementing small changes—you may see a bigger impact on your budget! Don’t know where to start? Holly Kener, financial education manager at Mountain America Credit Union, stops by the podcast lounge to talk about her top tips for turning small budget changes into big savings.

Watch the video and learn:

• About creating realistic financial goals to help fight inflation.
• How to save on housing expenses.

• Why you could be overspending on groceries.

We are in an environment where inflation is still relatively high, causing just about everything to be a little more expensive. Holly explains the best way to fight growing expenses is to make small budget cuts where you can. Making realistic financial goals will allow you to save money and still have the things in life that bring you joy. So go ahead and make your morning coffee run—just do it once a week instead of once a day!

It’s no secret—living expenses aren’t cheap! Between the maintenance, utility costs and repairs your home may seem like nothing but a money pit. Don’t worry—Holly is here to let us in on a few easy things we can do to save money on housing costs. She covers everything from getting an equal payment plan on your utilities to making sure your appliances are properly maintained.

Although it’s a necessary expense, sometimes it’s hard to believe how much of your budget is spent on groceries. Holly suggests trying meal planning as a money-saving tactic and explains how keeping a simple schedule can mean big savings. She also shines a light on the benefits of shopping your pantry. Find out how to apply these tips and more to your budget in the full video.

Check out the full podcast episode to learn more about how small budget adjustments can result in big savings.