4 Ways Your Mobile Banking App is Really a New Financial Hub

Mobile banking has been around for a while, but a worldwide pandemic showcased some of its most important benefits. Why? The obvious answer is convenience—mobile banking provides easy account access right from your smartphone.

But this handy tool has evolved into so much more. In addition to basic functions, a mobile app provides a full menu of support features to manage your money. This financial hub may include investment tools, money transfer capabilities, loan applications and decisioning, multi-layer security and credit score access.

Benefits of mobile banking

Sound too good to be true? Here are some of the ways Mountain America’s mobile app can help you manage your money:

1. Security—A good mobile banking app is actually very secure. In fact, many experts say cell phones are less susceptible to hackers and phishing scams than computers. And with biometric technology, convenience and security really do go hand-in-hand. Simply scan your fingerprint or use face recognition to log in to the mobile app—no need to remember another password.

    

   “It’s all about choosing the right mobile app,” says Kelly Albiston, vice president of information technology at Mountain America Credit Union. “With an app like ours, you get convenience, customization and security. You also have the option to speak to one of our highly-trained professionals if you ever need additional assistance.
    

2. Alerts—Unlock added security by creating customized text and email alerts. Base your banking alerts on balances, approvals, transactions and more and receive them in near-real time. Alerts can be set up to send to multiple phone numbers and email addresses to help confirm any suspicious activity on your accounts faster.
    

3. Zelle^®—Need to cover your portion of the dinner bill or send a rent payment? Zelle^® is a convenient way to send money directly between almost any U.S. bank account, typically within minutes.* With just an email address or U.S. mobile phone number, you can send and receive money with friends, family and others you trust, regardless of where they bank.* Have more questions? Check out these FAQs.
    

4. Preapproval—Apply for a loan right from your mobile device. Getting preapproved may make the difference between getting exactly what you want and settling for second best when purchasing a home or car.

Work with a financial institution that gives you more in a mobile app. Mountain America wants to guide you toward making the right financial decisions for you while enjoying the best possible experience—that’s why we’ve developed such a feature-rich app. Give us a try and see what you think!

*U.S. checking or savings account required to use Zelle^®. Transactions between enrolled consumers typically occur in minutes.

Zelle^®and the Zelle^®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.