10 Signs You're Not Ready to Retire ... Yet

Are you ready for retirement? If you didn’t answer with a resounding “yes”—there may be some room for improvement in your plan. After all, retirement is a major life change that requires a lot of preparation and planning. This infographic can help you evaluate if you’re ready. If you’re not there yet, don’t sweat it—we’ve included some tips to get on track.

Here's a quick summary to know you are not ready to retire yet:

1. You have lots of bills to pay.

2. You have a sizeable amount of debt.

3. You don't have an emergency fund.

4. You are unsure about your social security.

5. You are unsure of how much money you'll need in retirement.

6. You have no long-term plan.

7. You have a lack of diversified investments.

8. You and your spouse or partner are not on the same page.

9. You enjoy working.

10. You are mentally unprepared.

If you need more advice as to how to structure your retirement, the experts at Mountain America Credit Union will be happy to guide you forward. Give us a call today!

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