Line up your retirement plan today
Get Your Ducks in a Row
It’s never too early to put your retirement plan in order. Meet with an advisor to get started.
Now’s the time to get your feet wet
There are no “lucky ducks” when it comes to retirement—be an early bird and start making plans with guidance from our helpful advisors.
Get direction on a broad array of financial options, including:
- IRAs
- 401(k) options
- Life and long-term care insurance
- Small business retirement plans
- Stocks
- Bonds
- Annuities, ETFs, REITs
Let's talk
When you schedule a free, no-obligation appointment, you'll receive the individual attention you need to make educated retirement decisions based on your financial situation.
Use the online scheduler below to set up a consultation. You may also call us at 1‑800‑540‑7670 or let us call you—request a call back.
Schedule an appointment
Sit down with one of the experienced wealth advisors in your area.
Retirement planning FAQs
Do I need to be a credit union member to schedule a consultation?
No, consultations are open to everyone.
What is the best retirement plan?
Retirement planning doesn’t have a one-size-fits-all option. A variety of factors—including your goals, age, current financial status and risk tolerance—need to be considered. A retirement advisor can help you develop an individualized plan.
How do I plan for my retirement?
We highly recommend you start by meeting with a retirement specialist to help you tailor a plan that addresses your unique needs.
How much money do I need to save for retirement?
The short answer is “as much as you can.” But a general rule of thumb is to save 10 times your annual salary by age 65. An advisor can help you set more specific benchmarks.
What is the safest investment for retirement?
All investments involve some risk. Some lower-risk options include certificates (CDs), money market funds, Treasury bills and U.S. savings bonds. An advisor can help you determine the appropriate options for your risk tolerance.
What is the average retirement age?
The average national retirement age is about 65 for men and 63 for women, according to the U.S. Census Bureau data.
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Wealth Management
Budget Tips for Retirees
Access important financial advice and learn how to make your money go further with income buckets.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Mountain America Credit Union and Mountain America Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Mountain America Investment Services, and may also be employees of Mountain America Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Mountain America Credit Union or Mountain America Investment Services. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed |
| Not Credit Union Deposits or Obligations | May Lose Value |
This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. Investment Representatives. LPL Financial U.S. Investment Representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state.
Mountain America Credit Union (“Mountain America”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay Mountain America for these referrals. This creates an incentive for Mountain America to make these referrals, resulting in a conflict of interest. Mountain America is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html.
LPL Financial Form CRS.
